745 Oak St, Lima, OH 45804 Property Records

Allen County property record for 745 Oak St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,190 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Nov 2025)
Tax Bill	$158 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-0105-05-017.000`

Property Details

APN / Parcel Number

Primary APN	`46-0105-05-017.000`
Alternative APN	`M3846010505017000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	1,190 sqft
Basement Area	1,094 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	152 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	96 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	745 OAK ST
City	LIMA
State	OH
Zip	45804-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANDYKES ADDITION LOT 4649 FF 40.00 JOINT TEN
Legal Subdivision	VANDYKES ADDITION
Legal Lot Number	4649
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	4
Census Block	4002
Census Tract	13400

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	745 OAK ST, LIMA, OH 45804-1038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Survivorship Deed, Transfer
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Oct 1, 1980 · Amount on Record
Deed Document Number	202511975
Prior Transfer Date	Nov 18, 2025
Prior Transfer Doc	0000011975
Record Updated	Sep 20, 2026

November 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 21, 2025
Property Address	745 OAK ST, LIMA, OH 45804-1038
Document Number	11210011975
Book / Page	2025 / 11975
Map Reference	PB 3 P 398-399
Instrument Date	Nov 18, 2025
Instrument	202511210011975
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	745 OAK ST, LIMA, OH 45804-1038

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	745 OAK ST, LIMA, OH 45804-1038
Document Number	0000012197
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 OAK ST LIMA OH 458041038, LIMA, OH 45804-1038

Mortgage

Document Number	0000012197
Date	Nov 15, 2019
Instrument	12197

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	ELIDA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 14, 2039

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$158.00 (-5.95%)	$12,740 (-) Land $980 Building $11,760	$36,400 (-) Land $2,800 Building $33,600
2024	$168.00 (+9.09%) Homeowner's exemption	$12,740 (+11.95%) Land $980 Building $11,760	$36,400 (+12%) Land $2,800 Building $33,600
2023	$154.00 (-8.88%) Homeowner's exemption	$11,380 (-) Land $880 Building $10,500
2022	$169.00 Homeowner's exemption	$11,380 Land $880 Building $10,500
2021			$32,500 Land $2,500 Building $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC, Verizon.

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