Rio Grande County property record for 745 Oak St, Del Norte, CO 81132
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1927 |
| Owner | Individual Name on Record |
| Tax Bill | $910 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R001812 |
| Primary APN | R001812 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Building Area | 936 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Garage Type | Detached |
| Heating System | Forced Air |
|---|
| Account Number | R001812 |
|---|---|
| Street Address | 745 OAK ST |
| City | DEL NORTE |
| State | CO |
| Zip | 81132-2267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION DEL NORTE LOT 8 BLOCK 41 |
| Legal Range | 01 |
| Legal Township | 21 |
| Legal Section | 08 |
| Legal Subdivision | DEL NORTE |
| Legal Block | 41 |
| Legal Lot Number | 8 |
| Jurisdiction | RIO GRANDE CO |
| Township / Civil Division | DEL NORTE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 976800 |
Source: Rio Grande County records, as of February 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 345 GRAND AVE, DEL NORTE, CO 81132-3227 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SAN LUIS VALLEY FEDERAL BANK |
| May 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP |
| Jun 1, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 1, 2018 |
| Transfer Doc | 00591/1141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Recording Date | Aug 11, 2026 |
| Property Address | 745 OAK ST, DEL NORTE, CO 81132-2267 |
| Document Number | 0000459218 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026459218 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 745 OAK ST, DEL NORTE, CO 81132-2267 |
| Document Number | 0000459218, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 2026459218 |
| Name | SAN LUIS VALLEY FEDERAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 745 OAK ST, DEL NORTE, CO 81132-2267 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Name | Verified Name |
|---|
| Document Number | 596/0331 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 596/0331 |
| Instrument | 201900435761 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Recording Date | Jun 1, 2018 |
| Property Address | 745 OAK ST, DEL NORTE, CO 81132-2267 |
| Document Number | 00591/1141 |
| Book / Page | 591 / 1141 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 201800433045 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 GRAND AVE, DEL NORTE, CO 81132-3227 |
Source: Rio Grande County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Rio Grande County |
| Municipality | Del Norte Town |
| Unified School District | Upper Rio Grande School District C-7 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $910.00 (+50.66%) | $11,430 (+44.81%) Land $940 Building $10,490 | $182,800 (+55.18%) Land $15,000 Building $167,800 |
| 2023 | $604.00 (+4.32%) | $7,893 (+6.79%) Land $434 Building $7,459 | $117,800 (+10.76%) Land $6,476 Building $111,324 |
| 2022 | $579.00 | $7,391 Land $396 Building $6,995 | $106,352 Land $5,700 Building $100,652 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DEL NORTE serves 1,429 people · EPA ID CO0153200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ciello Fiber · Fixed Wireless | 1,000 / 1,000 |
| Jade Communications Fixed Wireless | 500 / 25 |
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