745 Newgate Rd, West Suffield, CT 06093 Property Records

Suffield Town property record for 745 Newgate Rd, West Suffield, CT 06093

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,226 sqft · built 1998
Lot Size	2.62 acres (114,127 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Dec 2023)
Tax Bill	$9,436 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R05046`

Property Details

APN / Parcel Number

Primary APN	`R05046`
Alternative APNs	`SUFF M:00005 B:00010 L:005-6` `M:00005 B:00010 L:00056`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area
Gross Area	6,407 sqft
Basement Area	1,427 sqft
Unfinished Basement	605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	114,127 sqft (2.62 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R05046
Street Address	745 NEWGATE RD
City	WEST SUFFIELD
State	CT
Zip	06093-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Block	10
Legal Lot Number	5-6
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	2
Census Block	2031
Census Tract	477200

Owner

745 Newgate Rd is owned and occupied by two individuals who bought it in December 2023.

Source: Suffield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	745 NEWGATE RD, WEST SUFFIELD, CT 06093-3010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FINEX CU
Mar 12, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Prior Sale	Mar 12, 2019 · Amount on File
Deed Book / Page	584 / 719
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Dec 7, 2023
Property Address	745 NEWGATE RD, WEST SUFFIELD, CT 06093-3010
Document Number	000584-719
Book / Page	584 / 719
Instrument Date	Dec 7, 2023
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2406800019
Date	Dec 7, 2023
Instrument	2406800019

Lender

Name	FINEX CU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 1, 2031
Max Rate At Change	2.75%
Index	Other

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Mar 12, 2019
Property Address	745 NEWGATE RD, WEST SUFFIELD, CT 06093-3010
Document Number	535-703
Book / Page	000535 / 000703
Instrument Date	Mar 7, 2019
Instrument	2265820003
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 NEWGATE RD WEST SUFFIELD CT 060933010, WEST SUFFIELD, CT 06093-3010

Mortgage

Document Number	535-706
Date	Mar 12, 2019
Book Page	000535/000706
Instrument	2265830013

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 745 Newgate Rd was $9,436.

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,436.00	$403,060 Land $74,060 Building $329,000	$282,142 Land $51,842 Building $230,300
2024	$9,436.00 (+17.41%)
2023	$8,037.00	$280,910 (-) Land $74,060 Building $206,850
2022	$8,037.00	$280,910 Land $74,060 Building $206,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 745 Newgate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 Newgate Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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