1137 HARBOR GROVE DR, SAINT CHARLES, MO 63301-6127
Mortgage
Document Number
0023032689
Date
Oct 30, 2023
Instrument
23032689
Lender
Name
CROSSCOUNTRY MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2053
Interest
Rate Type
Adjustable Rate
Rate
9.25%
Type Change Date
Nov 1, 2028
Change Frequency
6 Months
Min Rate At Change
9.25%
Max Rate At Change
11.2%
Max Rate
14.2%
November 2022: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SEVIER TN
Property Address
745 MORNINGSIDE DR, SEVIERVILLE, TN 37862-4812
Transaction Type
Mortgage
Record Updated
Nov 11, 2022
Title Company
STEWART TITLE GUARANTY CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0062110550
Date
Nov 1, 2022
Book Page
6211/550
Instrument
22042282
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
240 Months
Due
Nov 1, 2042
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
November 2022: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SEVIER TN
Property Address
745 MORNINGSIDE DR, SEVIERVILLE, TN 37862-4812
Transaction Type
Mortgage
Record Updated
Nov 11, 2022
Title Company
STEWART TITLE GUARANTY CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0062110533
Date
Nov 1, 2022
Book Page
6211/533
Instrument
22042281
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
180 Months
Due
Nov 1, 2037
May 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
SEVIER TN
Recording Date
May 3, 2017
Property Address
745 MORNINGSIDE DR, SEVIERVILLE, TN 37862-4812
Document Number
0049260025
Book / Page
4926 / 25
Instrument Date
Apr 26, 2017
Instrument
17014571
Transaction Type
Transfer
Record Updated
Jul 22, 2021
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
745 MORNINGSIDE DR, SEVIERVILLE, TN 37862-4812
Mortgage
Document Number
0049260028
Date
May 3, 2017
Book Page
4926/28
Instrument
17014572
Lender
Name
GATEWAY BANK FSB
Type
Bank
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 745 Morningside Dr was $848, down 35.7% from the year before.
Source: Sevier County assessment roll, as of December 26, 2025
Property Jurisdictions
Type
Name
State
Tennessee
County
Sevier County
Municipality
Sevierville City
Unified School District
Sevier County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$848.00 (-35.66%)
$44,525Land $8,750Building $35,775
$178,100Land $35,000Building $143,100
2024
$1,318.00
2023
$44,525 (-)Land $8,750Building $35,775
2022
$44,525Land $8,750Building $35,775
$178,100 (-)Land $35,000Building $143,100
2021
$848.00
$178,100Land $35,000Building $143,100
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 745 Morningside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
8 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 745 Morningside Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood
0.05% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SEVIERVILLE WATER SYSTEM serves 39,885 people · EPA ID TN0000617
Water Source
Surface water
Last State Inspection
Mar 2025
Lead
3 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
4 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025