745 Mill St, Delphi, IN 46923 Property Records

Carroll County property record for 745 Mill St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,258 sqft · built 1932
Lot Size	5.09 acres (221,982 sqft)
Owner	Individual Name on Record
Tax Bill	$2,796 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone A (high risk)
APN	`08-06-29-013-036.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-013-036.000-007`
Alternative APNs	`00057920325` `0171303600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	1,258 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Wood
Roof Material	Asphalt
Lot Area	221,982 sqft (5.09 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00057920325
Street Address	745 MILL ST
City	DELPHI
State	IN
Zip	46923-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-13036-00 PT NE 29-25-2 5.096 AC BY SURVEY
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	1
Census Block	1011
Census Tract	959600

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	745 MILL ST, DELPHI, IN 46923-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	745 MILL ST, DELPHI, IN 46923-1325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001282
Date	May 4, 2020
Instrument	2020001282

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,796.00 (+3.98%)	$130,400 (+10.6%) Land $39,500 Building $90,900	$130,400 (+10.6%) Land $39,500 Building $90,900
2024	$2,689.00 (+0.37%)
2023		$117,900 (+4.15%) Land $39,500 Building $78,400	$117,900 (+4.15%) Land $39,500 Building $78,400
2022	$2,679.00	$113,200 Land $35,900 Building $77,300	$113,200 Land $35,900 Building $77,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35