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745 Michael St, O Fallon, IL 62269 Property Records

St. Clair County property record for 745 Michael St, O Fallon, IL 62269 · Last verified May 2024

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Architecture StyleOther
Year BuiltBuilt 2005
Square Footage778 sqft Living Area
Garage294 sqft
Last Sale$220,000 (2024)

Property Details

APN / Parcel Number

Primary APN04-30-0-330-019

Interior

Building Area778 sqft Living Area
Gross Area1,556 sqft Gross Area
Upper Floors11 sqft Upper Floors
Basement Area778 sqft Basement
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Parking Spaces1 Parking Spaces
Garage Area294 sqft Garage
Porch1 Porch
Porch Area152 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address745 MICHAEL ST
CityO FALLON
StateIL
Zip62269-1986
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCAMBRIDGE CONDOMINIUMS PHASE 6 UNIT 67 BLDG 13 A02752327
Legal SubdivisionCAMBRIDGE CONDOS PH 06
Legal Phase6
Legal Unit13-67
JurisdictionST CLAIR IL
Minor Civil DivisionO'FALLON
Census Blockgroup3
Census Block3026
Census Tract504354

Owner

Source: St. Clair County records · APN 04-30-0-330-019

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7108 RICHMOND DR, GLEN CARBON, IL 62034-3008
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 08, 2022Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Aug 30, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF WATERLOO
May 15, 2018Loan Modification, Mortgage
BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2024 · Amount on Record
Deed SaleApr 30, 2024 · Amount on Record
Prior SaleJul 08, 2022 · Amount on Record
Deed Doc NumberA02811999
Record RefreshedJun 07, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateApr 30, 2024
Property Address745 MICHAEL ST, O FALLON, IL 62269-1986
Document Number0A02811999
Map ReferenceMB 106 PG 50
Instrument DateApr 25, 2024
InstrumentA02811999
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7108 RICHMOND DR, GLEN CARBON, IL 62034-3008

Mortgage

Document Number0A02812000
DateApr 30, 2024
InstrumentA02812000
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term362 Months
DueJun 01, 2054
Interest
Rate TypeFixed Rate
Rate8.75%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJul 08, 2022
Property Address745 MICHAEL ST, O FALLON, IL 62269-1986
Document Number0A02752327
Map ReferenceMB 106 PG 50
Instrument DateJul 07, 2022
InstrumentA02752327
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address705 MILBURN SCHOOL RD, O FALLON, IL 62269-6910
InvestorPossibly a Property Investor

Mortgage

Document Number0A02752328
DateJul 08, 2022
InstrumentA02752328
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate6.5%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address745 MICHAEL ST, O FALLON, IL 62269-1986
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA02714361
DateAug 30, 2021
InstrumentA02714361
Lender
NameFIRST NATIONAL BANK OF WATERLOO
TypeBank
AddressO FALLON, IL 62269
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CLAIR IL
Property Address745 MICHAEL ST, O FALLON, IL 62269-1986
Document Number00A2581426
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedJul 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3505 ROSEWOOD COLUMBIA IL 622364551, COLUMBIA, IL 62236-4551

Mortgage

Document Number00A2581426
DateJul 03, 2018
Instrument2581426
Lender
NameBANK OF EDWARDSVILLE
TypeBank
AddressEDWARDSVILLE, IL 62025
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2022$40,890 Land $1,300 Building $39,590$122,670 Land $3,900 Building $118,770

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