745 Main St, Ramona, CA 92065 Property Records

San Diego County property record for 745 Main St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,761 sqft · built 1935
Lot Size	0.174 acres (7,596 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (May 2024)
Tax Bill	$8,684 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage May 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-313-06-00`

Property Details

APN / Parcel Number

Primary APN	`281-313-06-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,761 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	7,596 sqft (0.174 acres)

Location & Zoning

Street Address	745 MAIN ST
City	RAMONA
State	CA
Zip	92065-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMV5
Legal Description	BLK 40 LOT 15 TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	40
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1039
Census Tract	20812

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15984 LYONS VALLEY RD, JAMUL, CA 91935-3515
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 1, 2024	Intrafamily Transfer, Transfer INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY
Oct 7, 2022	Grant Deed, Transfer · SBA Mortgage BAY COMMERCIAL BANK
Feb 20, 2019	Grant Deed, Transfer TAYLOR FAMILY TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Oct 7, 2022 · Amount on Record
Deed Document Number	2024109572
Prior Transfer Date	Feb 24, 2005
Prior Transfer Doc	0000162434
Record Updated	Sep 20, 2026

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2024
Property Address	745 MAIN ST, RAMONA, CA 92065-2045
Document Number	0000109572
Map Reference	MAP 644
Instrument Date	Apr 24, 2024
Instrument	2024-0109572
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15984 LYONS VALLEY RD, JAMUL, CA 91935-3515

Mortgage

Document Number	0000109573
Date	May 1, 2024
Instrument	2024-0109573

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2024
Property Address	745 MAIN ST, RAMONA, CA 92065-2045
Document Number	0000109574
Map Reference	MAP 644
Instrument Date	Apr 23, 2024
Instrument	2024-0109574
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15984 LYONS VALLEY RD, JAMUL, CA 91935-3515

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2022
Property Address	745 MAIN ST, RAMONA, CA 92065-2045
Document Number	0000392982
Map Reference	MAP 644
Instrument Date	Aug 30, 2022
Instrument	2022-0392982
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000392983
Date	Oct 7, 2022
Instrument	2022-0392983

Lender

Name	BAY COMMERCIAL BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2019
Property Address	745 MAIN ST, RAMONA, CA 92065-2045
Document Number	0000060409
Map Reference	MAP 644
Instrument Date	Jan 3, 2019
Instrument	2019-0060409
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	19045 RANCHO SANTA FE CT, RAMONA, CA 92065-6350

Mortgage

Document Number	0000060410
Date	Feb 20, 2019
Instrument	2019-0060410

Lender

Name	TAYLOR FAMILY TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,249 (+2%) Land $329,806 Building $320,443
2025	$8,684.00 (+19.15%)	$637,500 (+4.51%) Land $323,340 Building $314,160
2023	$7,288.00 (+32.53%)	$610,000 Land $310,000 Building $300,000
2022	$5,499.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures