745 Longfellow Cir, O Fallon, MO 63366 Property Records

St. Charles County property record for 745 Longfellow Cir, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,969 sqft · built 2001
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Apr 2021)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	Aug 2021 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T010300203`

Property Details

APN / Parcel Number

Primary APN	`T010300203`
Alternative APN	`2-0050-8516-00-0205.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,969 sqft Living Area
Gross Area	3,795 sqft
1st Floor Area	1,065 sqft
Basement Area	1,036 sqft
Finished Basement	850 sqft
Unfinished Basement	186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	52 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010300203
Street Address	745 LONGFELLOW CIR
City	O FALLON
State	MO
Zip	63366-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT WALDEN POND #1 LOT 205
Legal Subdivision	VLGS AT WALDEN POND #1
Legal Lot Number	205
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4015
Census Tract	311802

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	745 LONGFELLOW CIR, O FALLON, MO 63366-7447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Intrafamily Transfer, Transfer
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Jan 17, 2019	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Jan 17, 2019 · Amount on Record
Deed Document Number	202132428
Last Transfer Date	Jul 30, 2021
Transfer Doc	2021R066267
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 6, 2021
Property Address	745 LONGFELLOW CIR, O FALLON, MO 63366-7447
Document Number	2021R066267
Map Reference	MB 37 PG 58
Instrument Date	Jul 30, 2021
Instrument	2021R-066267
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 LONGFELLOW CIR, O FALLON, MO 63366-7447

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 13, 2021
Property Address	745 LONGFELLOW CIR, O FALLON, MO 63366-7447
Document Number	2021R032428
Map Reference	MB 37 PG 58
Instrument Date	Apr 8, 2021
Instrument	2021R-032428
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3640 OLD DENTON RD APT 1004, 3640, CARROLLTON, TX 75007-7957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 LONGFELLOW CIR, O FALLON, MO 63366-7447

Mortgage

Document Number	2021R032429
Date	Apr 13, 2021
Instrument	2021R-032429

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 17, 2019
Property Address	745 LONGFELLOW CIR, O FALLON, MO 63366-7447
Document Number	0070262156
Book / Page	7026 / 2156
Map Reference	MB 37 PG 58
Instrument Date	Jan 15, 2019
Instrument	20190117000027510
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 ROYALLMANOR LN, 248, O FALLON, MO 63368-6847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 LONGFELLOW CIR, O FALLON, MO 63366-7447

Mortgage

Document Number	20190117000027520
Date	Jan 17, 2019
Instrument	20190117000027520

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,609.00 (+7.46%)	$71,853 (+10.72%)	$378,172 (+10.72%) Land $72,000 Building $306,172
2024	$4,289.00
2023		$64,898
2022			$341,569 Land $49,500 Building $292,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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