745 Lawrence St, Jackson, MI 49203 Property Records

Jackson County property record for 745 Lawrence St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,096 sqft · built 1955
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Dec 2019)
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-190700000`

Property Details

APN / Parcel Number

Primary APN	`3-190700000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	1,096 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	107 ft deep x 57 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	745 LAWRENCE ST
City	JACKSON
State	MI
Zip	49203-2931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 5 BLK 7 LOESER'S SUB DIV OF BLKS 14, 15, 16 & PART OF BLKS 6, 7 & 8 JACKSON MOUND ADD
Legal Subdivision	LOESERS SUB
Legal Block	6-7,14
Legal Lot Number	5
Legal Unit	5
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3016
Census Tract	900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	745 LAWRENCE ST, JACKSON, MI 49203-2931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Deed Document Number	20192837894
Deed Book / Page	2152 / 1105
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 14, 2022
Property Address	745 LAWRENCE ST, JACKSON, MI 49203-2931
Document Number	0002912587
Book / Page	2210 / 397
Map Reference	LB 9 PG 9
Instrument Date	Apr 8, 2022
Instrument	2912587
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,256.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	745 LAWRENCE ST, JACKSON, MI 49203-2931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11260 TYLER DR, FOWLER, MI 48835-9303

Mortgage

Document Number	0022100398
Date	Apr 14, 2022
Instrument	2210-0398

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0002913054
Date	Apr 21, 2022
Book Page	2210/864
Instrument	2913054

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Dec 9, 2019
Property Address	745 LAWRENCE ST, JACKSON, MI 49203-2931
Document Number	0002837894
Book / Page	2152 / 1105
Map Reference	LB 9 PG 9
Instrument Date	Nov 27, 2019
Instrument	2837894
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5555 DOGWOOD ST, 5555, JACKSON, MI 49201-8814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 BACKUS ST, JACKSON, MI 49202-3201

Mortgage

Document Number	0021521106
Date	Dec 9, 2019
Instrument	2152-1106

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,800 (+11.37%)	$207,600 (+11.37%)
2025	$2,609.00 (-16.86%)	$93,200 (+70.07%)	$186,400 (+70.07%)
2024	$3,138.00 (+39.4%)
2023		$54,800	$109,600
2022	$2,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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