745 Kentner St, Defiance, OH 43512 Property Records

Defiance County property record for 745 Kentner St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,463 sqft · built 1880
Lot Size	0.2 acres (8,695 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Apr 2026)
Tax Bill	$1,448 (2025)
Deeds & Mortgages	Dec 2012 Line of Credit Feb 2010 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`B011097000600`

Property Details

APN / Parcel Number

Primary APN	`B011097000600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,463 sqft Living Area
Gross Area	2,669 sqft
1st Floor Area	990 sqft
Upper Floors Area	472 sqft
Basement Area	990 sqft
Unfinished Basement	990 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,695 sqft (0.2 acres)
Lot Dimensions	126 ft deep x 69 ft wide
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	745 KENTNER ST
City	DEFIANCE
State	OH
Zip	43512-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS BET MAUMEE &AUGLAIZE LOT 70 PT W 1/2
Legal Subdivision	LOTS BET MAUMEE &AUGLAIZE
Legal Lot Number	70
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2021
Census Tract	958600

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	745 KENTNER ST, DEFIANCE, OH 43512-2051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2012	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
Feb 9, 2010	Deed of Trust, Mortgage · FHA Mortgage NATIONAL CITY MORTGAGE
Mar 12, 2013	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON
Apr 17, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS BANK
Apr 17, 2026	Deed of Trust, Mortgage · FHA Mortgage NEIGHBORS BANK
Apr 17, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Apr 26, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Apr 26, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Apr 26, 2018 · Amount on Record
Deed Document Number	20261274
Deed Book / Page	480 / 1826
Prior Transfer Date	Dec 13, 2012
Prior Transfer Doc	0000006877
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	745 KENTNER ST, DEFIANCE, OH 43512-2051
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00367/2284
Date	Dec 13, 2012
Book Page	367/2284
Instrument	201200006878

Lender

Name	MIDWEST COMMUNITY FCU
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	745 KENTNER ST, DEFIANCE, OH 43512-2051
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00341/0566
Date	Feb 9, 2010
Book Page	341/0566
Instrument	201000000599

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Sep 1, 2038

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	745 KENTNER ST, DEFIANCE, OH 43512-2051
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00370/0259
Date	Mar 12, 2013
Book Page	370/0259
Instrument	201300001342

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2023

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Apr 17, 2026
Property Address	745 KENTNER ST, DEFIANCE, OH 43512-2051
Document Number	0000001274
Book / Page	480 / 1826
Instrument Date	Apr 17, 2026
Instrument	2026.1274
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$59,388.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 KENTNER ST, DEFIANCE, OH 43512-2051

Mortgage

Document Number	0000001275,
Date	Apr 17, 2026
Instrument	2026..1275

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

Mortgage

Document Number	0000001276,
Date	Apr 17, 2026
Book Page	480/1844
Instrument	2026.1276

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 1, 2036

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	Apr 17, 2026
Property Address	745 KENTNER ST, DEFIANCE, OH 43512-2051
Document Number	0000001276
Book / Page	480 / 1844
Instrument Date	Apr 17, 2026
Instrument	20261276
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 HARRISON AVE, DEFIANCE, OH 43512-2097

Mortgage

Document Number	0000001276,
Date	Apr 17, 2026
Book Page	480/1844
Instrument	20261276

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	Apr 17, 2026
Property Address	745 KENTNER ST, DEFIANCE, OH 43512-2051
Document Number	0000001275
Book / Page	480 / 1828
Instrument Date	Apr 17, 2026
Instrument	20261275
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 HARRISON AVE, DEFIANCE, OH 43512-2097

Mortgage

Document Number	0000001275,
Date	Apr 17, 2026
Book Page	480/1828
Instrument	20261275

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Apr 17, 2026
Property Address	745 KENTNER ST, DEFIANCE, OH 43512-2051
Document Number	00480/1826
Book / Page	480 / 1826
Instrument Date	Apr 17, 2026
Instrument	20261274
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$59,388.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 KENTNER ST, DEFIANCE, OH 43512-2051

Mortgage

Document Number	0000001275,
Date	Apr 17, 2026
Instrument	20261275

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000001276,
Date	Apr 17, 2026
Book Page	480/1844
Instrument	20261276

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	745 KENTNER ST, DEFIANCE, OH 43512-2051
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	411/1923
Date	Apr 26, 2018
Book Page	411/1923
Instrument	201800001783

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Apr 26, 2018
Property Address	745 KENTNER ST, DEFIANCE, OH 43512-2051
Document Number	411/1907
Book / Page	411 / 1907
Instrument Date	Apr 26, 2018
Instrument	201800001781
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 KENTNER ST, DEFIANCE, OH 43512-2051

Mortgage

Document Number	201800001782
Date	Apr 26, 2018
Instrument	201800001782

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	00411/1923
Date	Apr 26, 2018
Book Page	411/1923
Instrument	201800001783

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00	$38,000 (-) Land $4,400 Building $33,600
2024	$1,448.00 (+1.26%)	$38,000 (-) Land $4,400 Building $33,600	$108,560 (-0.01%) Land $12,560 Building $96,000
2023	$1,430.00 (+27%)	$38,000 (+41.37%) Land $4,400 Building $33,600	$108,571 (+41.37%) Land $12,571 Building $96,000
2022	$1,126.00	$26,880 Land $4,400 Building $22,480
2020			$76,800 Land $12,560 Building $64,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1978–2015)
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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