745 Hanson Ln, Ramona, CA 92065 Property Records

San Diego County property record for 745 Hanson Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,508 sqft · built 1991
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jul 2001)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`284-032-64-00`

Property Details

APN / Parcel Number

Primary APN	`284-032-64-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,508 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	52,272 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	745 HANSON LN
City	RAMONA
State	CA
Zip	92065-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM09457
Legal Tract	9457
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2009
Census Tract	20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	745 HANSON LN, RAMONA, CA 92065-3434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Line of Credit CALTECH EMPLOYEES FCU
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LN CTR
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LN CTR
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2001 · Amount on Record
Deed Sale	Jul 20, 2001 · Amount on Record
Prior Sale	Jan 4, 2001 · Amount on Record
Deed Document Number	2001505790
Last Transfer Date	Dec 4, 2009
Transfer Doc	0000694174
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	745 HANSON LN, RAMONA, CA 92065-3434
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 HANSON LN, RAMONA, CA 92065-3434
Investor	Possibly a Property Investor

Mortgage

Document Number	0000259770
Date	Sep 25, 2023
Instrument	2023-0259770

Lender

Name	CALTECH EMPLOYEES FCU
Type	Credit Union
Address	LA CANADA FLINTRIDGE, CA 91011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	745 HANSON LN, RAMONA, CA 92065-3434
Document Number	0000400865
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	745 HANSON LN RAMONA CA 920653434, RAMONA, CA 92065-3434

Mortgage

Document Number	0000400865
Date	Jul 23, 2020
Instrument	400865

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	745 HANSON LN, RAMONA, CA 92065-3434
Document Number	0000272503
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	745 HANSON LN RAMONA CA 920653434, RAMONA, CA 92065-3434

Mortgage

Document Number	0000272503
Date	Jul 9, 2019
Instrument	272503

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	745 HANSON LN, RAMONA, CA 92065-3434
Document Number	0000068315
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	745 HANSON LN RAMONA CA 920653434, RAMONA, CA 92065-3434

Mortgage

Document Number	0000068315
Date	Feb 21, 2018
Instrument	68315

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$489,699 (+2%) Land $174,889 Building $314,810
2025	$5,229.00 (+8.31%) Homeowner's exemption	$480,098 (+4.04%) Land $171,460 Building $308,638
2023	$4,828.00 (-2.35%) Homeowner's exemption	$461,457 Land $164,803 Building $296,654
2022	$4,944.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Hanson Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures