745 Gilbert Rd, Winter Park, FL 32792 Property Records

Orange County property record for 745 Gilbert Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,047 sqft · built 1968
Lot Size	0.214 acres (9,337 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jan 2015)
Tax Bill	$455 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-30-9435-01-020`

Property Details

APN / Parcel Number

Primary APN	`09-22-30-9435-01-020`
Alternative APNs	`302209943501020` `480741` `486394` `490956`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,047 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	2,047 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,337 sqft (0.214 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	745 GILBERT RD
City	WINTER PARK
State	FL
Zip	32792-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTER PARK PINES UNIT ELEVEN 2/3 LOT 2 BLK A
Legal Range	30E
Legal Township	22S
Legal Section	09
Legal Subdivision	WINTER PARK PINES UT 11
Legal Tract	9435
Legal Block	A
Legal Lot Number	2
Legal Unit	ELEVEN
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	4
Census Block	4002
Census Tract	16200

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	745 GILBERT RD, WINTER PARK, FL 32792-4832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2015 · Amount on Record
Deed Sale	Jan 30, 2015 · Amount on Record
Prior Sale	Dec 26, 2007 · Amount on Record
Deed Document Number	201554480
Deed Book / Page	10869 / 3801
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	745 GILBERT RD, WINTER PARK, FL 32792-4832
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 GILBERT RD, WINTER PARK, FL 32792-4832

Mortgage

Document Number	20210148413
Date	Mar 16, 2021
Instrument	20210148413

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Sep 1, 2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	745 GILBERT RD, WINTER PARK, FL 32792-4832
Document Number	0000345716
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	745 GILBERT RD WINTER PARK FL 327924832, WINTER PARK, FL 32792-4832

Mortgage

Document Number	0000345716
Date	Jun 23, 2020
Instrument	345716

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 22, 2045

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,968 (+2.7%)	$530,240 (-1.88%) Land $270,000 Building $260,240
2025	$455.00 (+28.17%) Homeowner's exemption	$318,372 (+5.99%)	$540,420 (+5.35%) Land $270,000 Building $270,420
2024	$355.00 (+5.03%)
2023	$338.00 (+12.67%) Homeowner's exemption	$300,387 (+3%)	$512,961 (+25.38%) Land $270,000 Building $242,961
2022	$300.00 Homeowner's exemption	$291,638	$409,138 Land $200,000 Building $209,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	3 (2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Gilbert Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures