745 Gardner St, Jackson, MS 39206 Property Records

Hinds County property record for 745 Gardner St, Jackson, MS 39206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1952
Lot Size	0.301 acres (13,097 sqft)
Owner	Individual Name on File
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0435-0111-000`

Property Details

APN / Parcel Number

Primary APN	`0435-0111-000`
Alternative APN	`539000000001010600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Wood Shingle
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,097 sqft (0.301 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	745 GARDNER ST
City	JACKSON
State	MS
Zip	39206-5937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK B GARDNER SUBN
Legal Subdivision	GARDNER SUB
Legal Block	B
Legal Lot Number	8
Jurisdiction	HINDS MS
Township / Civil Division	1
Census Block Group	2
Census Block	2012
Census Tract	400

Owner

Source: Hinds County records · APN 0435-0111-000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	745 GARDNER ST, JACKSON, MS 39206-5937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	745 GARDNER ST, JACKSON, MS 39206-5937
Transaction Type	Mortgage
Record Updated	Jul 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 GARDNER ST, JACKSON, MS 39206-5937

Mortgage

Document Number	0072549266
Date	Jan 05, 2021
Book Page	7254/9266
Instrument	1741043

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	142 Months
Due	Nov 01, 2032

Tax Assessment & Valuation

Source: Hinds County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Hinds County
Municipality	Jackson City
Unified School District	Jackson Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,413.00 (+3.52%) Homeowner's exemption	$8,820 (+2.37%) Land $3,990 Building $4,830	$88,200 (+2.37%) Land $39,900 Building $48,300
2024	$1,365.00 (+0.59%)	$8,616 (-) Land $3,990 Building $4,626	$86,160 (-) Land $39,900 Building $46,260
2023	$1,357.00 (-18.15%) Homeowner's exemption	$8,616 (-) Land $3,990 Building $4,626	$86,160 (-) Land $39,900 Building $46,260
2022	$1,658.00 Homeowner's exemption	$8,616 Land $3,990 Building $4,626	$86,160 Land $39,900 Building $46,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 19, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	10 (1980–2024)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Telapex Fixed Wireless · Fiber in parts of the area	100 / 20

Based on FCC filings for 435 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF JACKSON serves 189,673 people
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Apr 2025 Turbidity not recorded as resolved · Jul 2022
Treatment and Procedure	Corrosion control currently in violation since Jan 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.