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745 Garden St, Bartow, FL 33830 Property Records

Polk County property record for 745 Garden St, Bartow, FL 33830

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 2,601 sqft · built 2022
Lot Size0.204 acres (8,864 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Apr 2022)
Tax Bill$3,146 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Aug 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-30-07-396500-000031

Property Details

APN / Parcel Number

Primary APN25-30-07-396500-000031
Alternative APNs
  • 073025396500000031
  • 73025000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,601 sqft Living Area
1st Floor Area2,601 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleDuplex Single
Lot Area8,864 sqft (0.204 acres)
View / LotLake
PorchUnfinished Open Porch

Location & Zoning

Street Address745 GARDEN ST
CityBARTOW
StateFL
Zip33830-5509
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLULA PARK PB 24 PG 29 LOT 3 & E1/2 OF LOT 4
Legal Range25E
Legal Township30S
Legal Section07
Legal SubdivisionLULA PARK
Legal Tract396500
Legal Block1
Legal Lot Number3,4
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1035
Census Tract15101

Owner

745 Garden St, a duplex, is owned by an individual who bought it in April 2022.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6018 CARLA CIR, LAKELAND, FL 33811-1999
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 28, 2020Warranty Deed, Transfer
SUNBELT TITLE (AGENCY)
Oct 12, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2022 · Amount on File
Deed SaleApr 11, 2022 · Amount on File
Prior SaleAug 28, 2020 · Amount on File
Deed Document Number202297707
Deed Book / Page12203 / 1124
Prior Transfer DateFeb 11, 2016
Prior Transfer Doc0000062303
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 11, 2022
Property Address745 GARDEN ST, BARTOW, FL 33830-5509
Document Number0000097707
Book / Page12203 / 1124
Map ReferenceMB 24 PG 29
Instrument DateApr 8, 2022
Instrument2022097707
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyTITLE SOLUTIONS/FL LLC, TITLE SOLUTIONS GROUP OF FL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2387 EF GRIFFIN RD, BARTOW, FL 33830-8402

Transferred To (Grantee/Buyer)

NameVerified Name
Address6018 CARLA CIR, LAKELAND, FL 33811-1999

Mortgage

Document Number0122031126
DateApr 11, 2022
Instrument12203/1126
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 28, 2020
Property Address745 GARDEN ST, BARTOW, FL 33830-5509
Document Number0113540324
Book / Page011354 / 000324
Instrument DateAug 8, 2020
Instrument177736
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount on Record
Tax$67.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1720 BOSARGE DR BARTOW FL 338308723, BARTOW, FL 33830-8723

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateOct 12, 2018
Property Address745 GARDEN ST, BARTOW, FL 33830-5509
Document Number0106391264
Book / Page010639 / 001264
Instrument DateOct 8, 2018
Instrument215750
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$15.75
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address675 CAMP RD COCOA FL 329274766, COCOA, FL 32927-4766

Tax Assessment & Valuation

The 2025 property tax bill for 745 Garden St was $3,146.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,407 (+1%)$216,216 (-) Land $13,500 Building $207,881
2025$3,146.00$154,915$216,216 Land $13,500 Building $206,843
2023$7,416.00 (+4,653.85%)$369,684 (+4,533.21%)$369,684 (+4,533.21%)
2022$156.00$7,979 Land $7,979$7,979 Land $7,979

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 745 Garden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 Garden St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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