Rock County property record for 745 Elm St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,281 sqft · built 1890 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $70,000 (Nov 2020) |
| Tax Bill | $1,791 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Jun 2025 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 13570545 |
| Primary APN | 206 13570545 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,281 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Duplex Single |
| Lot Area | 8,712 sqft (0.2 acres) |
| Account Number | 206 13570545 |
|---|---|
| Street Address | 745 ELM ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-5302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 6 B 6 WALKERS ADD |
| Legal Subdivision | WALKERS ADD |
| Legal Lot Number | 6 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1600 |
Source: Rock County assessment roll, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3500 NEWVILLE RD, JANESVILLE, WI 53545-8869 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK |
| Jun 26, 2025 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS UNION BANK |
| Feb 12, 2009 | Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN CU |
| Apr 7, 2005 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS WHOLESALE LENDER |
| Jan 11, 2008 | Deed of Trust, Mortgage FIRST AMERICAN CU |
| Aug 3, 2012 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Nov 23, 2020 | Personal Representative Deed, Transfer · Conventional Mortgage WISCONSIN RIVER BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on Record |
| Deed Sale | Nov 23, 2020 · Amount on Record |
| Prior Sale | May 25, 2017 · Amount on Record |
| Deed Document Number | 20202171744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 745 ELM ST, BELOIT, WI 53511-5302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002078842 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 2078842 |
| Name | BLACKHAWK BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 745 ELM ST, BELOIT, WI 53511-5302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3500 NEWVILLE RD, JANESVILLE, WI 53545-8869 |
| Document Number | 0002287694 |
|---|---|
| Date | Jun 26, 2025 |
| Instrument | 2287694 |
| Name | FARMERS & MERCHANTS UNION BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, WI 53925 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 745 ELM ST, BELOIT, WI 53511-5302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001852954 |
|---|---|
| Date | Feb 12, 2009 |
| Instrument | 1852954 |
| Name | FIRST AMERICAN CU |
|---|---|
| Address | BELOIT, WI 53511 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 745 ELM ST, BELOIT, WI 53511-5302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001702183 |
|---|---|
| Date | Apr 7, 2005 |
| Instrument | 1702183 |
| Name | AMERICAS WHOLESALE LENDER |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 745 ELM ST, BELOIT, WI 53511-5302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001817865 |
|---|---|
| Date | Jan 11, 2008 |
| Instrument | 1817865 |
| Name | FIRST AMERICAN CU |
|---|---|
| Address | BELOIT, WI 53511 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 745 ELM ST, BELOIT, WI 53511-5302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001954254 |
|---|---|
| Date | Aug 3, 2012 |
| Instrument | 1954254 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2027 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Nov 23, 2020 |
| Property Address | 745 ELM ST, BELOIT, WI 53511-5302 |
| Document Number | 0002171744 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 2171744 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 N PARKER DR, JANESVILLE, WI 53545-3086 |
| Document Number | 0002171745 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2171745 |
| Name | WISCONSIN RIVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,791.00 (+36.61%) | $110,000 (+31.11%) Land $12,300 Building $97,700 | $120,800 (+26.62%) |
| 2023 | $1,311.00 | $83,900 Land $12,300 Building $71,600 | $95,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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