745 E Ridge Dr, Omak, WA 98841 Property Records

Okanogan County property record for 745 E Ridge Dr, Omak, WA 98841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,890 sqft · built 1962
Lot Size	1.08 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2020)
Tax Bill	$3,065 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Sale & Mortgage
APN	`3426350073`

Property Details

APN / Parcel Number

Primary APN	`3426350073`
Alternative APN	`855751`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,890 sqft
Basement Area	1,110 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	47,480 sqft
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Covered Slab
Porch Area	680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	745 E RIDGE DR
City	OMAK
State	WA
Zip	98841-9596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX 73 LOT 5 (SW SW)
Legal Range	26
Legal Township	34
Legal Section	35
Legal Subdivision	EMERY ADD/OMAK
Legal Lot Number	5
Jurisdiction	OKANOGAN WA
Township / Civil Division	OMAK
Census Block Group	4
Census Block	4025
Census Tract	970602

Owner

745 E Ridge Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Okanogan County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	745 E RIDGE DR, OMAK, WA 98841-9596
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit EVERGREEN MONEYSOURCE MORTGAGE CO
Dec 30, 2020	Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	Mar 13, 2009 · Amount on File
Deed Document Number	20203249230
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	745 E RIDGE DR, OMAK, WA 98841-9596
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003287483
Date	Oct 14, 2025
Instrument	3287483

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	15405 SE 37TH ST, BELLEVUE, WA 98006

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2055

Interest

Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Dec 30, 2020
Property Address	745 E RIDGE DR, OMAK, WA 98841-9596
Document Number	0003249230
Map Reference	MB F PG 3
Instrument Date	Dec 24, 2020
Instrument	3249230
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,717.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	745 E RIDGE DR, OMAK, WA 98841-9596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 E RIDGE DR, OMAK, WA 98841-9596

Mortgage

Document Number	0003249231
Date	Dec 30, 2020
Instrument	3249231

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 745 E Ridge Dr was $3,065.

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Unified School District	Omak School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,065.00	$409,500 Land $55,700 Building $353,800	$409,500 Land $55,700 Building $353,800
2023		$366,600 (+21.27%) Land $55,700 Building $310,900	$366,600 (+21.27%) Land $55,700 Building $310,900
2022		$302,300 Land $55,700 Building $246,600	$302,300 Land $55,700 Building $246,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 745 E Ridge Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 E Ridge Dr is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 54% of Washington
Wildfire Likelihood	0.5% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OMAK serves 4,940 people · EPA ID WA5363750
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swift-Stream Internet Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Okanogan County PUD.

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