745 E Main St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 745 E Main St, Chattanooga, TN 37408 · Last verified January 2026

Property Summary

Property Type	High-Rise Apartments
Details	8,673 sqft · built 1920
Lot Size	0.419 acres (18,295 sqft)
Owner	Company Name on File
Tax Bill	$11,260 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Mar 2022 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146I E 016`

Property Details

APN / Parcel Number

Primary APN	`146I E 016`
Alternative APN	`0000074826`

Interior

Stories	3 Stories
Building Area	8,673 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1967
Exterior Material	Brick Veneer
Roof Type	Wood Truss
Roof Material	Rolled Roofing
Lot Area	18,295 sqft (0.419 acres)
Lot Dimensions	133 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000074826
Street Address	745 E MAIN ST
City	CHATTANOOGA
State	TN
Zip	37408-1499
Property Category	Commercial
Property Type	Residential > Multi-Unit > High-Rise Apartments
Legal Description	LT 2 GRANDVIEW SUB PB 4 PG 34 REV PB 124 PG 163
Legal Subdivision	SLAYTON ADDN
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3027
Census Tract	12400

Owner

Source: Hamilton County records · APN 146I E 016

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	510 W BELL AVE, CHATTANOOGA, TN 37405-3406
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2024	Deed of Trust, Mortgage · Construction Mortgage CAPSTAR BANK
Mar 17, 2022	Warranty Deed, Transfer · Construction Mortgage CAPSTAR BANK
Mar 23, 2020	Warranty Deed, Transfer ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2022
Deed Sale	Mar 16, 2022
Prior Sale	Nov 27, 2006 · Amount on Record
Deed Document Number	0012885267
Deed Book / Page	9289 / 512
Prior Transfer Date	Nov 12, 2010
Prior Transfer Doc	2010111200201
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	745 E MAIN ST, CHATTANOOGA, TN 37408-1499
Transaction Type	Mortgage
Record Updated	Jan 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000151
Date	Feb 01, 2024
Book Page	13503/188
Instrument	2024020100151

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 17, 2022
Property Address	745 E MAIN ST, CHATTANOOGA, TN 37408-1427
Document Number	0000000120
Book / Page	12885 / 267
Map Reference	MB 4 PG 34
Instrument Date	Mar 16, 2022
Instrument	2022031700120
Transaction Type	Transfer
Record Updated	Feb 06, 2024
Title Company	TITLE GUARANTY AND TRUST CO

Transaction

Amount	Amount Recorded
Tax	$4,810.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E MAIN ST, CHATTANOOGA, TN 37408-1428

Mortgage

Document Number	0000000121
Date	Mar 17, 2022
Book Page	12885/271
Instrument	2022031700121

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 23, 2020
Property Address	745 E MAIN ST, CHATTANOOGA, TN 37408-1427
Document Number	0323000244
Book / Page	011946 / 000328
Instrument Date	Mar 19, 2020
Instrument	200323000244
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$11.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	928 MCCALLIE AVE CHATTANOOGA TN 374032724, CHATTANOOGA, TN 37403-2724

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,260.00 (+33.4%)	$742,920 (+96.89%)	$1,857,300 (+96.89%) Land $420,800 Building $1,436,500
2024	$8,441.00 (-55.44%)	$377,320 (-55.44%)	$943,300 (-55.44%) Land $365,900 Building $577,400
2023	$18,945.00 (+246.15%)	$846,800 (+246.14%)	$2,117,000 (+246.14%) Land $878,200 Building $1,238,800
2022	$5,473.00	$244,640	$611,600 Land $34,200 Building $577,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650124003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	6 (1978–1980)
Most Recent Claim	Mar 1980, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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