745 E Main St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 745 E Main St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,955 sqft · built 1925
Lot Size	0.551 acres (24,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2021)
Tax Bill	$8,105 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00257-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`06-00257-0000-00022`
Alternative APNs	`060025700022` `S002`

Interior

Stories	2 Stories
Building Area	1,955 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	300 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	S002
Street Address	745 E MAIN ST
City	BRIDGEWATER
State	NJ
Zip	08807-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1A
Legal Subdivision	BOUND BROOK/SOMERVILLE FARM CO
Legal Block	257
Legal Lot Number	22
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2006
Census Tract	51000

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	745 E MAIN ST, BRIDGEWATER, NJ 08807-3339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Nov 8, 2004 · Amount on Record
Deed Document Number	202159108
Deed Book / Page	7388 / 3190
Record Updated	Oct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 4, 2021
Property Address	745 E MAIN ST, BRIDGEWATER, NJ 08807-3339
Document Number	0000059108
Book / Page	7388 / 3190
Instrument Date	Sep 29, 2021
Instrument	2021059108
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	FIRST BERGEN TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1139 DUKES PKWY, 1139, MANVILLE, NJ 08835-1123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 E MAIN ST, BRIDGEWATER, NJ 08807-3339

Mortgage

Document Number	0000059109
Date	Oct 4, 2021
Book Page	7388/3196
Instrument	2021059109

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,400 (+9.87%) Land $206,400 Building $251,000	$457,400 (+9.87%) Land $206,400 Building $251,000
2025	$8,105.00 (+0.04%)	$416,300 (+9.35%) Land $190,400 Building $225,900	$416,300 (+9.35%) Land $190,400 Building $225,900
2024	$8,102.00 (+10.79%)
2023		$380,700 Land $190,400 Building $190,300	$380,700 Land $190,400 Building $190,300
2022	$7,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	24 (1979–2021)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20