745 E el Morado Ct, Ontario, CA 91764 Property Records

San Bernardino County property record for 745 E el Morado Ct, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 828 sqft · built 1914
Lot Size	0.15 acres (6,528 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Apr 2022)
Tax Bill	$5,832 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1048-202-22-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-202-22-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	828 sqft
Family Room	Family Room

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1930
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,528 sqft (0.15 acres)
Lot Dimensions	136 ft deep x 48 ft wide
View / Lot	Average
Garage Type	Carport
Garage Area	319 sqft
Carport	Carport
Carport Area	319 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	92 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	745 E EL MORADO CT
City	ONTARIO
State	CA
Zip	91764-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1953 LOT 23
Legal Subdivision	TRACT 1953
Legal Tract	1953
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2005
Census Tract	1310

Owner

745 E el Morado Ct is owned and occupied by two individuals who bought it in April 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	745 E EL MORADO CT, ONTARIO, CA 91764-3412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Grant Deed, Transfer · Conventional Mortgage NMSI INC
Nov 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Aug 25, 2003 · Amount on File
Deed Document Number	2022131220
Prior Transfer Date	Nov 19, 2021
Prior Transfer Doc	0000537088
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 7, 2022
Property Address	745 E EL MORADO CT, ONTARIO, CA 91764-3412
Document Number	0000131220
Map Reference	MB 28 PG 62
Instrument Date	Feb 11, 2022
Instrument	2022-0131220
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	745 E EL MORADO CT, ONTARIO, CA 91764-3412

Mortgage

Document Number	0000131221
Date	Apr 7, 2022
Instrument	2022-0131221

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 30, 2021
Property Address	745 E EL MORADO CT, ONTARIO, CA 91764-3412
Document Number	0000537088
Map Reference	MB 28 PG 62
Instrument Date	Nov 19, 2021
Instrument	2021-0537088
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 E EL MORADO CT, ONTARIO, CA 91764-3412

Mortgage

Document Number	0000537089
Date	Nov 30, 2021
Instrument	2021-0537089

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 745 E el Morado Ct was $5,832.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,216 (+2%) Land $189,425 Building $351,791
2025	$5,832.00 Homeowner's exemption	$530,604 Land $185,711 Building $344,893
2023	$5,539.00 (+49.99%) Homeowner's exemption	$510,000 Land $178,500 Building $331,500
2022	$3,693.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 745 E el Morado Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 745 E el Morado Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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