Middlesex County and Framingham City property record for 745 Central St, Framingham, MA 01701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,036 sqft · built 1964 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Sep 2017) |
| Tax Bill | $8,010 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Mar 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80-67-2969 |
| Primary APN | 80-67-2969 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,036 sqft Living Area |
| Gross Area | 3,955 sqft |
| 1st Floor Area | 1,161 sqft |
| Basement Area | 1,161 sqft |
| Unfinished Basement | 1,161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 16120 |
|---|---|
| Street Address | 745 CENTRAL ST |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01701-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | CENTER STREET |
| Legal Block | 67 |
| Legal Lot Number | 2969 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 383600 |
Source: Middlesex County and Framingham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 745 CENTRAL ST, FRAMINGHAM, MA 01701-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Mar 27, 2018 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Sep 14, 2017 | Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2017 · Amount on Record |
| Deed Sale | Sep 14, 2017 · Amount on Record |
| Prior Sale | Aug 3, 1999 · Amount on Record |
| Deed Book / Page | 69929 / 180 |
| Transfer Doc | 069929-180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 745 CENTRAL ST, FRAMINGHAM, MA 01701-4811 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 078121-290 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 78121/290 |
| Instrument | 146020 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 745 CENTRAL ST, FRAMINGHAM, MA 01701-4811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70782-452 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 70782/452 |
| Instrument | 40362 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Sep 14, 2017 |
| Property Address | 745 CENTRAL ST, FRAMINGHAM, MA 01701-4811 |
| Document Number | 69929-180 |
| Book / Page | 69929 / 180 |
| Instrument | 149161 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.11 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 745 CENTRAL ST, FRAMINGHAM, MA 01701-4811 |
| Investor | Possibly a Property Investor |
| Document Number | 699290183 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 69929/0183 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 14, 2047 |
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,010.00 (+3.49%) | $677,100 (+4.46%) Land $309,000 Building $353,500 | $707,577 (-2.01%) |
| 2025 | $7,740.00 (+3.05%) | $648,200 (+7.53%) Land $294,200 Building $354,000 | $722,095 (-4.98%) |
| 2024 | $7,511.00 (+4.32%) | $602,800 (+9.6%) Land $262,200 Building $340,600 | $759,905 |
| 2023 | $7,200.00 | $550,000 Land $234,000 Building $316,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Nearby Flood Policies | 42 units insured incl. 32 condo units |
| Nearby Flood Claims | 31 (1979–2023) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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