Grainger County property record for 745 Central Point Rd, Rutledge, TN 37861
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,740 sqft · built 2012 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Aug 2012) |
| Tax Bill | $1,157 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029068 02002 |
| Primary APN | 029068 02002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 51,401 sqft (1.18 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 664 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 745 CENTRAL POINT RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-4646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: G01 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 500301 |
Source: Grainger County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 745 CENTRAL POINT RD, RUTLEDGE, TN 37861-4646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2012 · Amount on Record |
| Deed Sale | Aug 9, 2012 · Amount on Record |
| Deed Document Number | 201218949 |
| Deed Book / Page | 331 / 99 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Apr 30, 2026 |
| Property Address | 745 CENTRAL POINT RD, RUTLEDGE, TN 37861-4646 |
| Document Number | 0000001463 |
| Book / Page | 436 / 1 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 20261463 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000001463, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 436/1 |
| Instrument | 20261463 |
| Name | HOMETRUST MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 196 Months |
| Due | Aug 1, 2042 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
Source: Grainger County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,157.00 | $49,250 (-) Land $2,425 Building $46,825 | |
| 2024 | $1,157.00 | $49,250 (-) Land $2,425 Building $46,825 | |
| 2023 | $1,157.00 (+2.3%) | $49,250 (-) Land $2,425 Building $46,825 | |
| 2022 | $1,131.00 | $49,250 Land $2,425 Building $46,825 | |
| 2021 | $197,000 Land $9,700 Building $187,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 78% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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