745 Central Ave, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 745 Central Ave, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,817 sqft · built 2018
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (May 2018)
Tax Bill$21,089 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jun 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNM:1090000900000

Property Details

APN / Parcel Number

Primary APNM:1090000900000
Alternative APN
  • NEED M:109.0 B:0009 L:0000.0

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,817 sqft Living Area
Gross Area3,634 sqft
1st Floor Area1,829 sqft
Basement Area1,817 sqft
Unfinished Basement1,817 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address745 CENTRAL AVE
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal Block9
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2029
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address745 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-1433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2020Deed of Trust, Mortgage · Balloon Mortgage
FARM CREDIT ACT
Jun 8, 2018Deed of Trust, Mortgage · ARM
VILLAGE BANK
Dec 7, 2020Correction Deed
NOT AVAILABLE
May 3, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2018 · Amount on Record
Deed SaleMay 3, 2018 · Amount on Record
Prior SaleJan 22, 2002 · Amount on Record
Deed Document Number201835028
Deed Book / Page35959 / 304
Transfer Doc35959-304
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address745 CENTRAL AVE, NEEDHAM, MA 02494-1433
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038703-43
DateDec 7, 2020
Book Page38703/43
Instrument137488
Lender
NameFARM CREDIT ACT
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address745 CENTRAL AVE, NEEDHAM, MA 02494-1433
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36043-125
DateJun 8, 2018
Book Page36043/125
Instrument46488
Lender
NameVILLAGE BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJun 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.25%
Margin3

December 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionNEEDHAM MA
Recording DateDec 7, 2020
Property Address745 CENTRAL AVE, NEEDHAM, MA 02494-1433
Document Number38703-41
Book / Page038703 / 000041
Instrument DateNov 12, 2020
Instrument137487
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address806 CENTRAL AVE NEEDHAM MA 02492, NEEDHAM, MA 02492

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateMay 3, 2018
Property Address745 CENTRAL AVE, NEEDHAM, MA 02494-1433
Document Number35959-304
Book / Page035959 / 000304
Instrument DateMay 3, 2018
Instrument35028
Transaction TypeTransfer
Record UpdatedMay 23, 2018

Transaction

AmountAmount Recorded
Tax$450.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 CENTRAL AVE NEEDHAM MA 024922013, NEEDHAM, MA 02492-2013

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,089.00 (+10.58%)$1,989,500 (+36.02%) Land $696,200 Building $1,293,300$1,847,845 (-9.45%)
2024$2,040,695
2023$19,072.00$1,462,600 Land $464,500 Building $998,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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