745 Cedar Bluff Ln, Cobden, IL 62920 Property Records

Union County property record for 745 Cedar Bluff Ln, Cobden, IL 62920

Property Summary

Property Type	Rural Home
Lot Size	22.2 acres (967,903 sqft)
Owner	Individual Name on Record
Tax Bill	$3,398 (2025)
Deeds & Mortgages	Apr 2017 Construction Loan Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-08-02-143-A`

Property Details

APN / Parcel Number

Primary APN	`04-08-02-143-A`
Alternative APN	`04-08-400-007`

Exterior

Lot Area	967,903 sqft (22.2 acres)

Location & Zoning

Street Address	745 CEDAR BLUFF LN
City	COBDEN
State	IL
Zip	62920-3180
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S8 T11 R1W PT NE SE
Legal Range	01W
Legal Township	11
Legal Section	08
Jurisdiction	UNION IL
Township / Civil Division	COBDEN DISTRICT 2
Census Block Group	2
Census Block	2020
Census Tract	950100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	745 CEDAR BLUFF LN, COBDEN, IL 62920-3180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2017	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK OF ALTO PASS IL
Sep 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK OF ALTO PASS IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2009
Deed Sale	Sep 2, 2009
Deed Document Number	20092168
Deed Book / Page	321 / 150152
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	745 CEDAR BLUFF LN, COBDEN, IL 62920-3180
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017R0609
Date	Apr 3, 2017
Instrument	2017R0609

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank
Address	ALTO PASS, IL 62905

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Dec 30, 2017

Interest

Rate	7%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	745 CEDAR BLUFF LN, COBDEN, IL 62920-3180
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017R1576
Date	Sep 7, 2017
Instrument	2017R1576

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank
Address	ALTO PASS, IL 62905

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Union County
Unified School District	Cobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,398.00 (+105.81%)	$73,800 (+25.03%) Land $6,500 Building $67,300	$221,400 Land $19,500 Building $201,900
2022	$1,651.00 Homeowner's exemption Additional exemption filed	$59,028 Land $4,883 Building $54,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

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