Union County and Westfield Town property record for 745 Carleton Rd, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1925 |
| Lot Size | 0.391 acres (17,032 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,500 (May 1994) |
| Tax Bill | $15,168 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04103-0000-00038 |
| Primary APN | 20-04103-0000-00038 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 17,032 sqft (0.391 acres) |
| Garage Type | Detached |
| Old Parcel Number | 2000621000000035 |
|---|---|
| Street Address | 745 CARLETON RD |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4103 |
| Legal Lot Number | 38 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 36700 |
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 745 CARLETON RD, WESTFIELD, NJ 07090-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MANASQUAN BANK |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Oct 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 1994 · Amount on Record |
| Deed Sale | May 16, 1994 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 745 CARLETON RD, WESTFIELD, NJ 07090-2505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 745 CARLETON RD, WESTFIELD, NJ 07090-2505 |
| Document Number | 0157540044 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 15754/44 |
| Instrument | 88061 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jan 15, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 745 CARLETON RD, WESTFIELD, NJ 07090-2505 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0148792601 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 14879/2601 |
| Instrument | 3660 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 745 CARLETON RD, WESTFIELD, NJ 07090-2505 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0151452126 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 15145/2126 |
| Instrument | 29434 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 745 CARLETON RD, WESTFIELD, NJ 07090-2505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0144970793 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 14497/0793 |
| Instrument | 663946 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 745 CARLETON RD, WESTFIELD, NJ 07090-2505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0146620254 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 14662/254 |
| Instrument | 688057 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2035 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $661,800 (-) Land $493,200 Building $168,600 | $661,800 (-) Land $493,200 Building $168,600 | |
| 2025 | $15,168.00 (+1.78%) | $661,800 (-) Land $493,200 Building $168,600 | $661,800 (-) Land $493,200 Building $168,600 |
| 2024 | $14,903.00 (+4.26%) | ||
| 2023 | $661,800 Land $493,200 Building $168,600 | $661,800 Land $493,200 Building $168,600 | |
| 2022 | $14,294.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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