745 Bayshore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 745 Bayshore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,254 sqft · built 2004
Lot Size	0.185 acres (8,102 sqft)
Owner	Company Name on File
Last Sale	$925,000 (Feb 2022)
Tax Bill	$7,389 (2024)
Deeds & Mortgages	Feb 2022 Sale & Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`29-2S-21-42940-000-0010`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42940-000-0010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,254 sqft Living Area
Gross Area	4,469 sqft
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.185 acres)
Lot Dimensions	10.5 ft deep x 7.7 ft wide
Garage Type	Mixed
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	745 BAYSHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BAY BRIDGE LANDING PB 8-40 DESC IN OR 649-146 OR 1118-156 OR 2507-1745 OR 2649-3323 OR 3240-371
Legal Subdivision	BAY BRIDGE LANDING
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1009
Census Tract	950608

Owner

745 Bayshore Dr is owned by a company that bought it in February 2022 and is owner-occupied.

Source: Walton County records, as of December 17, 2025

Owner of Record	Company Name on File
Mailing Address	745 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4073
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Prior Sale	Jan 13, 2005 · Amount on File
Deed Document Number	20220008477
Deed Book / Page	3240 / 371
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 23, 2022
Property Address	745 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4073
Document Number	0032400371
Book / Page	3240 / 371
Map Reference	MB 8 PG 40
Instrument Date	Feb 18, 2022
Instrument	20220008477
Transaction Type	Construction Loan
Record Updated	Mar 9, 2022
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1023 FOREMAN RD, 1023, DEFUNIAK SPRINGS, FL 32435-8458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4073

Mortgage

Document Number	0003240375
Date	Feb 23, 2022
Instrument	3240/375

Lender

Name	EASY STREET CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$717,952 Land $165,000 Building $552,952	$717,952 Land $165,000 Building $552,952
2024	$7,389.00 (+7.38%)
2023	$6,881.00 (+0.22%)	$757,335 (+2.21%) Land $105,657 Building $651,678	$757,335 (+2.21%) Land $105,657 Building $651,678
2022	$6,866.00	$740,942 Land $117,279 Building $623,663	$740,942 Land $117,279 Building $623,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 745 Bayshore Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 745 Bayshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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