745 Bay Bridge Cir, Apopka, FL 32703 Property Records

Orange County property record for 745 Bay Bridge Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,801 sqft · built 2019
Lot Size	0.206 acres (8,975 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Mar 2019)
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-21-28-1390-00-140`

Property Details

APN / Parcel Number

Primary APN	`07-21-28-1390-00-140`
Alternative APNs	`282107139000140` `193002` `196515` `200175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,801 sqft Living Area
Gross Area	4,170 sqft
1st Floor Area	1,474 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,975 sqft (0.206 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Finished/Open Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	745 BAY BRIDGE CIR
City	APOPKA
State	FL
Zip	32703-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1B
Legal Description	CLEAR LAKE LANDING 84/40 LOT 14
Legal Range	28E
Legal Township	21S
Legal Section	07
Legal Subdivision	CLEAR LAKE LNDG
Legal Tract	1390
Legal Lot Number	14
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1059
Census Tract	17901

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	745 BAY BRIDGE CIR, APOPKA, FL 32703-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 22, 2019	Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC
Feb 23, 2017	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Feb 23, 2017 · Amount on Record
Deed Document Number	2019170994
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	745 BAY BRIDGE CIR, APOPKA, FL 32703-1713
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 BAY BRIDGE CIR, APOPKA, FL 32703-1713

Mortgage

Document Number	0000060484
Date	Jan 27, 2022
Instrument	20220060484

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 22, 2019
Property Address	745 BAY BRIDGE CIR, APOPKA, FL 32703-1713
Document Number	0000170994
Map Reference	MB 84 PG 40
Instrument Date	Mar 20, 2019
Instrument	20190170994
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 BAY BRIDGE CIR, APOPKA, FL 32703-1713

Mortgage

Document Number	0000170995
Date	Mar 22, 2019
Instrument	20190170995

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 23, 2017
Property Address	745 BAY BRIDGE CIR, APOPKA, FL 32703-1713
Document Number	0000101606
Instrument Date	Feb 21, 2017
Instrument	101606
Transaction Type	Transfer
Record Updated	Apr 17, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$5,167.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	444 W NEW ENGLAND AVE #220 WINTER PARK FL 327894376, 220, WINTER PARK, FL 32789-4376
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,967 (+2.7%)	$451,100 (-1.22%) Land $70,000 Building $381,100
2025	$4,616.00 (+1.79%) Homeowner's exemption	$326,161 (+5.99%)	$456,670 (+11.32%) Land $70,000 Building $386,670
2024	$4,535.00 (+6.96%)
2023	$4,240.00 (+4.15%) Homeowner's exemption	$307,737 (+3%)	$410,229 (+7.44%) Land $70,000 Building $340,229
2022	$4,071.00 Homeowner's exemption	$298,774	$381,816 Land $70,000 Building $311,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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