7449 Joyce Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7449 Joyce Ln, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,731 sqft · built 1992
Lot Size2.06 acres (90,082 sqft)
OwnerIndividual Name on Record
Last Sale$304,000 (Jun 2006)
Tax Bill$1,830 (2024)
Flood ZoneZone X (minimal risk)
APN39-1S-27-1940-00000-0110

Property Details

APN / Parcel Number

Primary APN39-1S-27-1940-00000-0110
Alternative APN
  • S271391940000000110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,731 sqft Living Area
Gross Area3,038 sqft
1st Floor Area1,731 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood Shingle
Lot Area90,082 sqft (2.06 acres)
Lot Dimensions250 ft deep x 190 ft wide
Garage TypeAttached
Garage Area490 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area817 sqft
Shed1 Shed
Shed Area1 sqft
Gazebo1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7449 JOYCE LN
CityNAVARRE
StateFL
Zip32566-9759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOLLY WOODS LOTS 11 & 12 AS DES IN OR 2610 PG 245 & IN OR 3056 PG 1925 & IN OR 3581 PG 1775
Legal Range27W
Legal Township1S
Legal Section39
Legal SubdivisionHOLLY WOODS
Legal Lot Number11
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1232
Census Tract10802

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7449 JOYCE LN, NAVARRE, FL 32566-9759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2006 · Amount on Record
Deed SaleJun 6, 2006 · Amount on Record
Deed Document Number200631611
Deed Book / Page2610 / 245
Last Transfer DateDec 5, 2016
Transfer Doc0035811775
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$186,810 (+2.9%)$264,907 (+4.4%) Land $85,500 Building $179,407
2024$1,830.00 (+2.75%) Homeowner's exemption$181,545 (+3%)$253,738 (+5.4%) Land $79,800 Building $173,938
2023$1,781.00 (+3.13%) Homeowner's exemption$176,257 (+3%)$240,749 (+3.35%) Land $68,400 Building $172,349
2022$1,727.00 Homeowner's exemption$171,123$232,944 Land $64,600 Building $168,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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