7448 Wise Ave, Saint Louis, MO 63117 Property Records

St. Louis County property record for 7448 Wise Ave, Saint Louis, MO 63117

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,444 sqft · built 1926
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on Record
Last Sale	$361,000 (Nov 2023)
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20J-52-0671`

Property Details

APN / Parcel Number

Primary APN	`20J-52-0671`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	1,652 sqft
1st Floor Area	1,196 sqft
Basement Area	208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2018
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	208 sqft
Deck Area	40 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7448 WISE AVE
City	SAINT LOUIS
State	MO
Zip	63117-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	49R3
Legal Description	FOREST PARK HEIGHTS LOT 3
Legal Subdivision	FOREST PARK HEIGHTS
Legal Block	4
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1010
Census Tract	216800

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7448 WISE AVE, SAINT LOUIS, MO 63117-1623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jul 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Jan 18, 2018	Warranty Deed, Transfer PEOPLES NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	20231130166
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	0241261859
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 30, 2023
Property Address	7448 WISE AVE, SAINT LOUIS, MO 63117-1623
Document Number	2023113000166
Map Reference	MB 2 PG 91
Instrument Date	Nov 22, 2023
Instrument	2023113000166
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7448 WISE AVE, SAINT LOUIS, MO 63117-1623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7448 WISE AVE, SAINT LOUIS, MO 63117-1623

Mortgage

Document Number	2023113000167
Date	Nov 30, 2023
Instrument	2023113000167

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7448 WISE AVE, SAINT LOUIS, MO 63117-1623
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7448 WISE AVE, RICHMOND HEIGHTS, MO 63117-1623

Mortgage

Document Number	2023062200256
Date	Jun 22, 2023
Instrument	2023062200256

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jul 10, 2020
Property Address	7448 WISE AVE, SAINT LOUIS, MO 63117-1623
Document Number	0241261859
Book / Page	24126 / 1859
Map Reference	MB 2 PG 91
Instrument Date	May 29, 2020
Instrument	2020071000287
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7448 WISE AVE, RICHMOND HEIGHTS, MO 63117-1623

Mortgage

Document Number	2020071000288
Date	Jul 10, 2020
Instrument	2020071000288

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 18, 2018
Property Address	7448 WISE AVE, SAINT LOUIS, MO 63117-1623
Document Number	0228620051
Book / Page	022862 / 000051
Instrument Date	Jan 12, 2018
Instrument	60
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7448 WISE AVE ST LOUIS MO 631171623, ST LOUIS, MO 63117-1623

Mortgage

Document Number	228620054
Date	Jan 18, 2018
Book Page	022862/000054
Instrument	61

Lender

Name	PEOPLES NAT'L BK
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Maplewood-Richmond Heights School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,870 (-) Land $31,370 Building $33,500	$341,400 (-) Land $165,100 Building $176,300
2025	$4,822.00 (+25.54%)	$64,870 (+29.58%) Land $31,370 Building $33,500	$341,400 (+29.56%) Land $165,100 Building $176,300
2024	$3,841.00 (+0.89%)
2023	$3,807.00 (+3.59%)	$50,060 (+10.85%) Land $21,960 Building $28,100	$263,500 (+10.85%) Land $115,600 Building $147,900
2022	$3,675.00	$45,160 Land $21,960 Building $23,200
2021			$237,700 Land $115,600 Building $122,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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