7448 Spring Lake Rd, Mounds View (Saint Paul), MN 55112 Property Records

Ramsey County property record for 7448 Spring Lake Rd, Mounds View, MN 55112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,180 sqft · built 1972
Lot Size	0.624 acres (27,200 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Dec 2022)
Tax Bill	$5,998 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-30-23-23-0023`

Property Details

APN / Parcel Number

Primary APN	`07-30-23-23-0023`
Alternative APNs	`8112146` `134289`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Wood
Lot Area	27,200 sqft (0.624 acres)
Lot Dimensions	200 ft deep x 85 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	134289
Street Address	7448 SPRING LAKE RD
City	SAINT PAUL
State	MN
Zip	55112-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING LAKE PARK KNOLLS,,RAMSE THAT PT OF LOT 80 LYING S OF THE N 47 FT THEREOF
Legal Range	23
Legal Township	30
Legal Section	07
Legal Subdivision	SPRING LAKE PARK KNOLLS,,RAMSE
Legal Lot Number	80
Jurisdiction	RAMSEY MN
Township / Civil Division	MOUNDS VIEW
Census Block Group	1
Census Block	1004
Census Tract	41002

Owner

7448 Spring Lake Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7448 SPRING LAKE RD, SAINT PAUL, MN 55112-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 13, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	Aug 18, 2010 · Amount on File
Deed Document Number	20222746484
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Apr 2, 2026
Property Address	7448 SPRING LAKE RD, SAINT PAUL, MN 55112-3827
Document Number	0A05101198
Instrument Date	Mar 26, 2026
Instrument	20265101198
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7448 SPRING LAKE RD, SAINT PAUL, MN 55112-3827

Mortgage

Document Number	0005101198,
Date	Apr 2, 2026
Instrument	20265101198

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 13, 2022
Property Address	7448 SPRING LAKE RD, MOUNDS VIEW, MN 55112-3827
Document Number	0T02746484
Instrument Date	Dec 9, 2022
Instrument	T02746484
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7448 SPRING LAKE RD, MOUNDS VIEW, MN 55112-3827

Mortgage

Document Number	0T02746485
Date	Dec 13, 2022
Instrument	T02746485

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 7448 Spring Lake Rd was $5,998 with a homeowner's exemption, up 8.2% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Mounds View City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,500 (-1.58%) Land $81,100 Building $366,400	$447,500 (-1.58%) Land $81,100 Building $366,400
2025	$5,998.00 (+8.19%) Homeowner's exemption	$454,700 Land $81,100 Building $373,600	$454,700 Land $81,100 Building $373,600
2024	$5,544.00 (+17.86%)
2023	$4,704.00 Homeowner's exemption	$418,000 Land $68,100 Building $349,900	$418,000 Land $68,100 Building $349,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7448 Spring Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7448 Spring Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mounds View serves 13,256 people · EPA ID MN1620008
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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