7448 Reed Rd, Onsted, MI 49265 Property Records

Lenawee County property record for 7448 Reed Rd, Onsted, MI 49265

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,271 sqft · built 1997
Lot Size0.711 acres (30,971 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Dec 2014)
Tax Bill$6,075 (2025)
Deeds & MortgagesSep 2020 Refinance
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNCA0-136-2130-00

Property Details

APN / Parcel Number

Primary APNCA0-136-2130-00

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories5 Stories
Building Area2,271 sqft Living Area
1st Floor Area1,526 sqft
Basement Area1,526 sqft
Finished Basement1,526 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Lot Area30,971 sqft (0.711 acres)
Lot Dimensions258 ft deep x 140 ft wide
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7448 REED RD
CityONSTED
StateMI
Zip49265-9624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE
Legal DescriptionLD BEG CTR OF REED RD 1317.89 FT S 1 DEG 30'20"W & 75.55 FT S 88 DEG 17'27"E FROM N 1/4 COR SEC 36 RUNN TH N 1 DEG 29'03"E
Legal Lot NumberL
JurisdictionLENAWEE MI
Township / Civil DivisionCAMBRIDGE
Census Block Group1
Census Block1027
Census Tract60301

Owner

Source: Lenawee County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address7448 REED RD, ONSTED, MI 49265-9624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DART BANK
Aug 31, 2018Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2014 · Amount on Record
Deed SaleDec 18, 2014 · Amount on Record
Prior SaleAug 15, 1995 · Amount on Record
Deed Book / Page2499 / 317
Prior Transfer DateApr 28, 2008
Prior Transfer Doc2364000297
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENAWEE MI
Property Address7448 REED RD, ONSTED, MI 49265-9624
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026040563
DateSep 24, 2020
Book Page2604/563
Lender
NameDART BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENAWEE MI
Property Address7448 REED RD, ONSTED, MI 49265-9624
Document Number0025690063
Instrument DateAug 31, 2018
Transaction TypeMortgage
Record UpdatedOct 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address7448 REED RD ONSTED MI 492659624, ONSTED, MI 49265-9624

Mortgage

Document Number0025690063
DateSep 17, 2018
Book Page002569/000063
Lender
NamePNC BK
TypeBank
AddressJACKSON, MI 49202
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLenawee County
County SubdivisionCambridge Township
Unified School DistrictOnsted Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$322,800 (+5.59%)$645,600 (+5.59%)
2025$6,075.00 (+2.43%) Homeowner's exemption$305,700 (+43.66%)$611,400 (+43.66%)
2024$5,931.00 (+10.55%)
2022$5,365.00$212,800$425,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Midwest Energy & Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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