7447 Market St, Willards, MD 21874 Property Records

Wicomico County property record for 7447 Market St, Willards, MD 21874

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,333 sqft · built 2021
Lot Size	0.223 acres (9,713 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,900 (Jul 2021)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-010203`

Property Details

APN / Parcel Number

Primary APN	`14-010203`
Alternative APN	`010203`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,333 sqft Total Area
Utility Area	40 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,713 sqft (0.223 acres)
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	010203
Street Address	7447 MARKET ST
City	WILLARDS
State	MD
Zip	21874-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.223 AC 7447 MARKET STREET WILLARDS
Legal Subdivision	PROPERTY SURVEY FRED BEAR
Jurisdiction	WICOMICO MD
Township / Civil Division	14, WILLARDS
Census Block Group	2
Census Block	2016
Census Tract	10604

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7447 MARKET ST, WILLARDS, MD 21874-1232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jul 23, 2021	Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC
Nov 12, 2020	Deed, Construction Loan · Construction Mortgage THE FARMERS STATE BANK
Sep 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Nov 12, 2020 · Amount on Record
Deed Book / Page	4905 / 444
Prior Transfer Date	Aug 19, 2020
Prior Transfer Doc	0046920452
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Recording Date	Aug 5, 2026
Property Address	7447 MARKET ST, WILLARDS, MD 21874-1232
Document Number	5760000461
Book / Page	5760 / 461
Instrument Date	Jul 30, 2026
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7447 MARKET ST, WILLARDS, MD 21874-1232

Mortgage

Document Number	5760000461,
Date	Aug 5, 2026
Book Page	5760/461

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Jul 23, 2021
Property Address	7447 MARKET ST, WILLARDS, MD 21874-1232
Document Number	0049050444
Book / Page	4905 / 444
Map Reference	LB AJS951 FO 772
Instrument Date	Jul 2, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PASSPORT TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7447 MARKET ST, WILLARDS, MD 21874-1232

Mortgage

Document Number	0004905453
Date	Jul 23, 2021
Instrument	4905/453

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0049050471
Date	Jul 23, 2021
Book Page	4905/471

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Nov 12, 2020
Property Address	7447 MARKET ST, WILLARDS, MD 21874-1232
Document Number	0047330283
Book / Page	4733 / 283
Instrument Date	Oct 22, 2020
Transaction Type	Construction Loan
Record Updated	Aug 11, 2022
Title Company	ACQUEST TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8963 DAVIS RD, PITTSVILLE, MD 21850-2264

Mortgage

Document Number	0004733287
Date	Nov 12, 2020
Instrument	4733/287

Lender

Name	THE FARMERS STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WICOMICO MD
Recording Date	Sep 3, 2020
Property Address	7447 MARKET ST, WILLARDS, MD 21874-1232
Document Number	0046920452
Book / Page	004692 / 000452
Instrument Date	Aug 19, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	PO BOX 55 SHARPTOWN MD 218610055, SHARPTOWN, MD 21861-0055

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Willards Town
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,967 (+8.44%)	$283,100 (+25.32%) Land $36,300 Building $246,800
2025	$2,112.00 (+17.46%)	$225,900 (+25.29%) Land $26,300 Building $199,600	$225,900 (-) Land $26,300 Building $199,600
2023	$1,798.00	$180,300	$225,900 Land $26,300 Building $199,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WILLARDS serves 1,021 people · EPA ID MD0220007
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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