7446 Willow Dr, Odessa, MO 64076 Property Records

Lafayette County property record for 7446 Willow Dr, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1991
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on File
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Jul 2017 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-6.0-23-0-000-011.000`

Property Details

APN / Parcel Number

Primary APN	`14-6.0-23-0-000-011.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area
Basement Area	624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Foyer
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	91,476 sqft (2.1 acres)
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7446 WILLOW DR
City	ODESSA
State	MO
Zip	64076-1386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 WOODRIDGE MANOR; 732-1027, 738-490, 761-1029
Legal Range	28
Legal Township	49
Legal Section	23
Legal Subdivision	WOODRIDGE MANOR
Legal Lot Number	31
Jurisdiction	LAFAYETTE MO
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4038
Census Tract	90100

Owner

Source: Lafayette County assessment roll, as of October 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7446 WILLOW DR, ODESSA, MO 64076-1386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2017	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
May 13, 2021	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
Apr 12, 2022	Deed of Trust, Mortgage · FHA Mortgage JLB CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	7446 WILLOW DR, ODESSA, MO 64076-1386
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017DR2582
Date	Jul 18, 2017
Instrument	2017DR2582

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	7446 WILLOW DR, ODESSA, MO 64076-1386
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021DR2441
Date	May 13, 2021
Instrument	2021DR2441

Lender

Name	JLB CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	7446 WILLOW DR, ODESSA, MO 64076-1386
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR1869
Date	Apr 12, 2022
Instrument	2022DR1869

Lender

Name	JLB CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,720.00	$25,574 (+14%)	$134,600 (+14%) Land $22,020 Building $112,580
2023		$22,433	$118,070 Land $19,320 Building $98,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE COUNTY PWSD 1 serves 8,250 people · EPA ID MO1024324
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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