7446 S 40th Ln, Phoenix, AZ 85041 Property Records

Maricopa County property record for 7446 S 40th Ln, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,099 sqft · built 2001
Lot Size	0.355 acres (15,468 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Dec 2015)
Tax Bill	$2,534 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2020 Loan Modification + 2 more
Flood Zone	Zone X (moderate risk)
APN	`105-89-540`

Property Details

APN / Parcel Number

Primary APN	`105-89-540`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,099 sqft Living Area
1st Floor Area	1,739 sqft
2nd Floor Area	1,360 sqft

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	15,468 sqft (0.355 acres)
Parking Spaces	3 Parking Spaces
Pool Area	600 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	7446 S 40TH LN
City	PHOENIX
State	AZ
Zip	85041-6007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ARLINGTON ESTATES PHASE 1 MCR 548-06
Legal Range	02E
Legal Township	01N
Legal Section	34
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	ARLINGTON ESTATES PHASE 1
Legal Phase	1
Legal Lot Number	356
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2021
Census Tract	116606

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7446 S 40TH LN, PHOENIX, AZ 85041-6007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 12, 2020	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKERS INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2015 · Amount on Record
Deed Sale	Dec 11, 2015 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	20150877562
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	7446 S 40TH LN, PHOENIX, AZ 85041-6007
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7446 S 40TH LN, PHOENIX, AZ 85041-6007

Mortgage

Document Number	0000402411
Date	Aug 2, 2023
Instrument	20230402411

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	May 1, 2051

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	7446 S 40TH LN, PHOENIX, AZ 85041-6007
Document Number	0000440861
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7446 S 40TH LN PHOENIX AZ 850416007, PHOENIX, AZ 85041-6007

Mortgage

Document Number	0000440861
Date	May 22, 2020
Instrument	440861

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	7446 S 40TH LN, PHOENIX, AZ 85041-6007
Document Number	0000429863
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7446 S 40TH LN PHOENIX AZ 850416007, PHOENIX, AZ 85041-6007

Mortgage

Document Number	0000429863
Date	May 20, 2020
Instrument	429863

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	7446 S 40TH LN, PHOENIX, AZ 85041-6007
Document Number	0000284737
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7446 S 40TH LN PHOENIX AZ 850416007, PHOENIX, AZ 85041-6007

Mortgage

Document Number	0000284737
Date	Apr 2, 2020
Instrument	284737

Lender

Name	BANKERS INS
Address	SAINT PETERSBURG, FL 33733

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Laveen Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,280 (-2.27%)	$472,800 (-2.27%) Land $94,500 Building $378,300
2025	$2,534.00 (+3.94%)
2024		$48,380	$483,800 Land $96,700 Building $387,100
2023	$2,438.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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