7446 Pvt Rd 5102, Athens, TX 75751 Property Records

Henderson County property record for 7446 Pvt Rd 5102, Athens, TX 75751

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1978
Lot Size	0.248 acres (10,846 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,531 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3686-0000-0070-20`

Property Details

APN / Parcel Number

Primary APN	`3686-0000-0070-20`
Alternative APNs	`R000064719` `272168`

Interior

Full Baths	2 Baths
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2019
Lot Area	10,846 sqft
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	100 sqft
Storage Building	96 sqft

Location & Zoning

Account Number	R000064719
Old Parcel Number	3686.0000.0070.20
Street Address	7446 PRIVATE ROAD 5102
City	ATHENS
State	TX
Zip	75751-5539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 AB 713 O SCOTT SUR, OAK HILL ADDITION LT 7
Legal Subdivision	OAK HILL ADDITION (9)
Legal Lot Number	7
Jurisdiction	HENDERSON TX
Township / Civil Division	ATHENS
Census Block Group	3
Census Block	3020
Census Tract	950400

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7446 PRIVATE ROAD 5102, ATHENS, TX 75751-5539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 21, 2022	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022
Deed Sale	Jun 21, 2022
Prior Sale	Apr 28, 2008
Deed Document Number	2022-00011727
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	7446 PRIVATE ROAD 5102, ATHENS, TX 75751-5539
Transaction Type	Mortgage
Record Updated	Mar 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7446 PRIVATE ROAD 5102, ATHENS, TX 75751-5539

Mortgage

Document Number	202100024141
Date	Dec 17, 2021
Instrument	2021-00024141

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Jun 21, 2022
Property Address	7446 PRIVATE ROAD 5102, ATHENS, TX 75751-5539
Document Number	202200011727
Map Reference	VOL 2868 PG 206
Instrument Date	Jun 16, 2022
Instrument	2022-00011727
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	NOT AVAILABLE, ATTORNEY TITLE COMPANY OF

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12575 COUNTY ROAD 1200, MALAKOFF, TX 75148-7966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7446 PRIVATE ROAD 5102, ATHENS, TX 75751-5539

Mortgage

Document Number	202200011728
Date	Jun 21, 2022
Instrument	2022-00011728

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Cross Roads Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,531.00 (-31.86%) Homeowner's exemption	$175,167 Land $1,500 Building $173,667	$175,167 Land $1,500 Building $173,667
2022	$2,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCENT HEIGHTS WSC serves 2,379 people · EPA ID TX1070016
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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