7446 Osborn St, Allendale, MI 49401 Property Records

Ottawa County property record for 7446 Osborn St, Allendale, MI 49401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,880 sqft · built 1999
Lot Size	0.924 acres (40,249 sqft)
Owner	Individual Name on File
Last Sale	$246,500 (Jul 2019)
Tax Bill	$3,985 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-09-09-400-047`

Property Details

APN / Parcel Number

Primary APN	`70-09-09-400-047`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,880 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Lot Area	40,249 sqft (0.924 acres)
Lot Width	173 ft Width
Garage Area	1,156 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7446 OSBORN ST
City	ALLENDALE
State	MI
Zip	49401-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW 1/4 OF SE 1/4 COM N 0D 06M 36S E 133155 FT & S 88D 34M 41S E 9935 FT FROM S 1/4 COR, TH S 88D 34M 41S E 1735 FT, S 0D 06M 36S W 264 FT, N 88D 34M 41S W 1735 FT, TH N 0D 06M 36S E 264 FT TO BEG SEC 9 T7N R14W
Legal Range	14W
Legal Township	07N
Legal Section	09
Legal Block	400
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	1
Census Block	1009
Census Tract	24300

Owner

7446 Osborn St is owned and occupied by an individual who bought it in July 2019.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	7446 OSBORN ST, ALLENDALE, MI 49401-9748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2019	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jul 10, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Deed Document Number	201923012
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	7446 OSBORN ST, ALLENDALE, MI 49401-9748
Transaction Type	Mortgage
Record Updated	Jul 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190019469
Date	Jun 13, 2019
Instrument	2019-0019469

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	May 15, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 10, 2019
Property Address	7446 OSBORN ST, ALLENDALE, MI 49401-9748
Document Number	20190023012
Instrument Date	Jun 28, 2019
Instrument	2019-0023012
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,119.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7446 OSBORN ST, 7446, ALLENDALE, MI 49401-9748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7446 OSBORN ST, ALLENDALE, MI 49401-9748

Mortgage

Document Number	20190022976
Date	Jul 10, 2019
Instrument	2019-0022976

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7446 Osborn St was $3,985 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,800	$325,600
2025	$3,985.00
2023		$137,500	$275,000
2022	$3,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7446 Osborn St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7446 Osborn St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Acentek Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Osborn St

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