7446 Lapeer Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 7446 Lapeer Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1941
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Oct 2025)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-031-4011-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-031-4011-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	251 ft deep x 208 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7446 LAPEER RD
City	CLYDE
State	MI
Zip	48049-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	W 208' OF E 2120.5' OF S 252.5' OF SW 1/4 1.20 A FRAC SEC 31 T7N R16E
Legal Range	16E
Legal Township	07N
Legal Section	31
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1027
Census Tract	633200

Owner

Source: St. Clair County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59489 HARDY LN, NEW HAVEN, MI 48048-2065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Aug 1, 2019	Warranty Deed, Transfer LAKESTONE BK&TR
Jul 23, 2019	Warranty Deed, Transfer OTHER
Jul 5, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2025 · Amount on Record
Deed Sale	Oct 13, 2025 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	202519387
Deed Book / Page	5860 / 356
Prior Transfer Date	Jul 10, 2024
Prior Transfer Doc	0005807329
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 13, 2025
Property Address	7446 LAPEER RD, CLYDE, MI 48049-4009
Document Number	0005860356
Book / Page	5860 / 356
Instrument Date	Sep 18, 2025
Instrument	2025019387
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35041 RIDGE RD, RICHMOND, MI 48062-1166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59489 HARDY LN, NEW HAVEN, MI 48048-2065

Mortgage

Document Number	0005854990
Date	Sep 25, 2025
Book Page	5854/990
Instrument	2025018267

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7446 LAPEER RD, CLYDE, MI 48049-4009
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7446 LAPEER RD, CLYDE, MI 48049-4009

Mortgage

Document Number	5422140
Date	Sep 17, 2021
Book Page	5422/140
Instrument	2021026526

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7446 LAPEER RD, CLYDE, MI 48049-4009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUICK SILVA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051480181
Date	Feb 3, 2020
Book Page	5148/181
Instrument	2020002932

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 1, 2019
Property Address	7446 LAPEER RD, CLYDE, MI 48049-4009
Document Number	0050810355
Book / Page	005081 / 000355
Instrument Date	Jul 12, 2019
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,348.18
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9731 DOLAN RD COLUMBUS MI 480631105, COLUMBUS, MI 48063-1105

Mortgage

Document Number	50760205
Date	Aug 1, 2019
Book Page	005076/000205

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 23, 2019
Property Address	7446 LAPEER RD, CLYDE, MI 48049-4009
Document Number	0050780150
Book / Page	005078 / 000150
Instrument Date	Jul 12, 2019
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$454.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 WADHAMS RD KIMBALL MI 480743116, KIMBALL, MI 48074-3116

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 5, 2017
Property Address	7446 LAPEER RD, CLYDE, MI 48049-4009
Document Number	0048460334
Book / Page	004846 / 000334
Instrument Date	Apr 19, 2017
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 MICHIGAN RD PORT HURON MI 480602441, PORT HURON, MI 48060-2441

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,235.00 (-26.49%) Homeowner's exemption	$98,900 (+26.31%)
2024	$1,680.00 (+12%)		$197,800 (+26.31%)
2023		$78,300
2022	$1,500.00		$156,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Frontier DSL	10 / 1

May also be available: AT&T, Verizon.

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