74454 Gamma Ave, Covington, LA 70435 Property Records

St. Tammany Parish property record for 74454 Gamma Ave, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,461 sqft · built 1996
Owner	Individual Name on File
Last Sale	$216,000 (Jan 2022)
Tax Bill	$1,730 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2022 Sale + 1 more
APN	`107-012-8864`

Property Details

APN / Parcel Number

Primary APN	`107-012-8864`
Alternative APN	`25863`

Interior

Building Area	1,461 sqft Living Area

Exterior

Year Built	Built 1996

Location & Zoning

Old Parcel Number	107-012-8864
Street Address	74454 GAMMA AVE
City	COVINGTON
State	LA
Zip	70435-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 82 83 84 SQ 7 PALM PLAZA SUB CB 831 575 INST NO 1013869 INST NO 2052880
Legal Subdivision	PALM PLAZA
Legal Lot Number	82 83
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3007
Census Tract	40502

Owner

74454 Gamma Ave is owned and occupied by an individual who bought it in January 2022.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	74454 GAMMA AVE, COVINGTON, LA 70435-6419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Jan 21, 2022	Cash Sale Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Feb 9, 2017	Cash Sale Deed, Transfer CRESCENT TITLE LLC, CRESCENT TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on File
Deed Sale	Jan 21, 2022 · Amount on File
Prior Sale	Feb 9, 2017 · Amount on File
Deed Document Number	2311160
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	74454 GAMMA AVE, COVINGTON, LA 70435-6419
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002264295
Date	Apr 16, 2021
Instrument	2264295

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

January 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jan 21, 2022
Property Address	74454 GAMMA AVE, COVINGTON, LA 70435-6419
Document Number	0002311160
Instrument Date	Jan 21, 2022
Instrument	2311160
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25061 SHUBERT LN, COVINGTON, LA 70435-6587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74454 GAMMA AVE, COVINGTON, LA 70435-6419

February 2017: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 9, 2017
Property Address	74454 GAMMA AVE, COVINGTON, LA 70435-6419
Document Number	0002052880
Map Reference	DOC 1013869
Instrument Date	Feb 7, 2017
Instrument	2052880
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	CRESCENT TITLE LLC, CRESCENT TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74454 GAMMA AVE, COVINGTON, LA 70435-6419

Tax Assessment & Valuation

The 2025 property tax bill for 74454 Gamma Ave was $1,730, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,730.00 (-3.78%)	$15,418 (-) Land $2,300 Building $13,118	$154,184 (-) Land $23,000 Building $131,184
2024	$1,798.00 (+15.7%)	$15,418 (+23.78%) Land $2,300 Building $13,118	$154,184 (+23.78%) Land $23,000 Building $131,184
2023	$1,554.00	$12,456 (-) Land $2,300 Building $10,156	$124,560 (-) Land $23,000 Building $101,560
2022	$1,554.00 Homeowner's exemption	$12,456 Land $2,300 Building $10,156	$124,560 Land $23,000 Building $101,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 74454 Gamma Ave; there have been 145 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 225 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	145 (1980–2024)
Claims Outside the SFHA	60 of 145
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Mar 2016 · 50 claims Hurricane Katrina, Aug 2005 · 24 claims Tropical Storm Allison, Jun 2001 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74454 Gamma Ave is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 93% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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