74454 Epsilon Ave, Covington, LA 70435 Property Records

St. Tammany Parish property record for 74454 Epsilon Ave, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,467 sqft · built 2002
Owner	Individual Name on File
Last Sale	$167,000 (Jul 2019)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Sale & Mortgage
APN	`107-140-1816`

Property Details

APN / Parcel Number

Primary APN	`107-140-1816`
Alternative APN	`30980`

Interior

Building Area	1,467 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	107-140-1816
Street Address	74454 EPSILON AVE
City	COVINGTON
State	LA
Zip	70435-6429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 79 80 SQ 11 PALM PLAZA INST NO 1206990 INST NO 1259666 INST NO 1259688 INST NO 1273919 INST NO 1328886 INST NO 1521942 I
Legal Subdivision	PALM PLAZA
Legal Lot Number	79 80
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3007
Census Tract	40502

Owner

74454 Epsilon Ave is owned and occupied by an individual who bought it in July 2019.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	74454 EPSILON AVE, COVINGTON, LA 70435-6429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACE MORTGAGE
Jul 23, 2019	Deed, Transfer · Conventional Mortgage ACE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	May 6, 2008 · Amount on File
Deed Document Number	2166095
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	74454 EPSILON AVE, COVINGTON, LA 70435-6429
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	STONE TITLE, STONE TITLE INSURANCE OF LA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002256447
Date	Mar 5, 2021
Instrument	2256447

Lender

Name	ACE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 23, 2019
Property Address	74454 EPSILON AVE, COVINGTON, LA 70435-6429
Document Number	0002166095
Instrument Date	Jul 22, 2019
Instrument	2166095
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79313 HONEYSUCKLE ESTATES LOOP, COVINGTON, LA 70435-7932

Mortgage

Document Number	0002166097
Date	Jul 23, 2019
Instrument	2166097

Lender

Name	ACE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 74454 Epsilon Ave was $1,228 with a homeowner's exemption, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (-3.84%) Homeowner's exemption	$18,451 (-) Land $1,800 Building $16,651	$184,514 (-) Land $18,000 Building $166,514
2024	$1,277.00 (+62.88%) Homeowner's exemption	$18,451 (+33.86%) Land $1,800 Building $16,651	$184,514 (+33.86%) Land $18,000 Building $166,514
2023	$784.00 Homeowner's exemption	$13,784 (-) Land $1,800 Building $11,984	$137,840 (-) Land $18,000 Building $119,840
2022	$784.00 Homeowner's exemption	$13,784 Land $1,800 Building $11,984	$137,840 Land $18,000 Building $119,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 74454 Epsilon Ave; there have been 145 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 225 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	145 (1980–2024)
Claims Outside the SFHA	60 of 145
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Mar 2016 · 50 claims Hurricane Katrina, Aug 2005 · 24 claims Tropical Storm Allison, Jun 2001 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74454 Epsilon Ave is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 93% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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