7445 W 300 S, Lapel, IN 46051 Property Records

Madison County property record for 7445 W 300 S, Lapel, IN 46051

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,904 sqft · built 2000
Lot Size	5.07 acres (221,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Apr 2020)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-0015-9-031`

Property Details

APN / Parcel Number

Primary APN	`14-0015-9-031`
Alternative APNs	`48-10-35-100-022.000-031` `00001327278`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	221,111 sqft (5.07 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001327278
Street Address	7445 W 300 S
City	LAPEL
State	IN
Zip	46051-9708
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N2 NE 5.0760ACRES STR: 35196 SECTION: PLAT: 00 IN: OUT:
Jurisdiction	MADISON IN
Township / Civil Division	STONY CREEK
Census Block Group	1
Census Block	1023
Census Tract	11100

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7445 W 300 S, LAPEL, IN 46051-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK
Apr 29, 2020	Warranty Deed, Transfer · Conventional Mortgage FARMERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	20205959
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	7445 W 300 S, LAPEL, IN 46051-9708
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R08613
Date	May 17, 2022
Instrument	2022R08613

Lender

Name	STAR FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 13, 2032

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Apr 29, 2020
Property Address	7445 W 300 S, LAPEL, IN 46051-9708
Document Number	2020R05959
Instrument Date	Apr 14, 2020
Instrument	2020R05959
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020R05960
Date	Apr 29, 2020
Instrument	2020R05960

Lender

Name	FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Stony Creek Township
Unified School District	Frankton-Lapel Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00 (+5.44%) Homeowner's exemption	$165,700 (+21.3%) Land $33,300 Building $132,400	$165,700 (+21.3%) Land $33,300 Building $132,400
2024	$1,525.00 (+31.69%)
2023		$136,600 (+21.53%) Land $31,200 Building $105,400	$136,600 (+21.53%) Land $31,200 Building $105,400
2022	$1,158.00	$112,400 Land $28,500 Building $83,900	$112,400 Land $28,500 Building $83,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD LLC private · serves 65 people · EPA ID IN5248026
Water Source	Purchased surface water from CITIZENS WATER - INDIANAPOLIS
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: On-Ramp Indiana, T-Mobile.

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