7445 Summer Ave, Citrus Heights, CA 95621 Property Records

Sacramento County property record for 7445 Summer Ave, Citrus Heights, CA 95621

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,655 sqft · built 1980
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Oct 2017)
Tax Bill	$4,267 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`204-0124-016-0000`

Property Details

APN / Parcel Number

Primary APN	`204-0124-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
1st Floor Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	307 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7445 SUMMER AVE
City	CITRUS HEIGHTS
State	CA
Zip	95621-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD5
Legal Description	GRAND OAKS 01, LOT 117
Legal Subdivision	GRAND OAKS 01
Legal Lot Number	117
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	8113

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7445 SUMMER AVE, CITRUS HEIGHTS, CA 95621-1337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 17, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2017 · Amount on Record
Deed Sale	Oct 17, 2017 · Amount on Record
Prior Sale	Oct 11, 2012 · Amount on Record
Deed Book / Page	20171017 / 420
Prior Transfer Date	Oct 3, 2012
Prior Transfer Doc	0000000974
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7445 SUMMER AVE, CITRUS HEIGHTS, CA 95621-1337
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7445 SUMMER AVE, CITRUS HEIGHTS, CA 95621-1337

Mortgage

Document Number	0000001230
Date	Mar 25, 2021
Instrument	202103251230

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7445 SUMMER AVE, CITRUS HEIGHTS, CA 95621-1337
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7445 SUMMER AVE, CITRUS HEIGHTS, CA 95621-1337

Mortgage

Document Number	3250000001230
Date	Mar 25, 2021
Book Page	20210325/1230

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 17, 2017
Property Address	7445 SUMMER AVE, CITRUS HEIGHTS, CA 95621-1337
Document Number	1710170420
Instrument Date	Oct 11, 2017
Instrument	1710170420
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7445 SUMMER AVE CITRUS HEIGHTS CA 956211337, CITRUS HEIGHTS, CA 95621-1337

Mortgage

Document Number	1710170421
Date	Oct 17, 2017
Instrument	1710170421

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Citrus Heights City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$365,578 (+2%) Land $75,435 Building $290,143
2025	$4,267.00 (+0.95%)	$358,410 (+4.04%) Land $73,956 Building $284,454
2024	$4,227.00 (+2.62%)
2023	$4,119.00 (+0.51%)	$344,494 Land $71,085 Building $273,409
2022	$4,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - LINCOLN OAKS private · serves 48,105 people · EPA ID CA3410013
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber DSL	300 / 70
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Succeed.Net, Verizon.

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