7445 45th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 7445 45th Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	800 sqft · built 2018
Lot Size	37.5 acres (1,633,500 sqft)
Owner	2 Individual Names on File
Last Sale	$107,200 (Apr 2018)
Tax Bill	$2,565 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-02S-15E-00161-002010`

Property Details

APN / Parcel Number

Primary APN	`17-02S-15E-00161-002010`
Alternative APN	`00161002010`

Interior

Building Area	800 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Lot Area	1,633,500 sqft (37.5 acres)
Garage Type	Carport
Carport	Carport
Carport Area	728 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	448 sqft
Patio Area	340 sqft
Fence	Fence
Canopy	54 sqft
Pole Barn	442 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	00161002010
Street Address	7445 45TH RD
City	LIVE OAK
State	FL
Zip	32060-7498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 37.50 ACRES ALL THAT PART OF THE SE1/4 OF NW1/4 LYING W OF THE CENTERLINE OF 45TH RD & N OF THE R/W OF CR 136 ORB 2076 P
Legal Range	15E
Legal Township	02S
Legal Section	17
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1012
Census Tract	970100

Owner

7445 45th Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7445 45TH RD, LIVE OAK, FL 32060-7498
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 3, 2020	Deed of Trust, Mortgage JOHN H III PARKER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2018 · Amount on File
Deed Sale	Apr 1, 2018 · Amount on File
Deed Document Number	0002076176
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	7445 45TH RD, LIVE OAK, FL 32060-7498
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232953
Date	Dec 22, 2020
Book Page	2232/261
Instrument	2020232953

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	7445 45TH RD, LIVE OAK, FL 32060-7498
Document Number	0000226660
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	SUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VLY TITLE SVC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7445 45TH RD LIVE OAK FL 320607498, LIVE OAK, FL 32060-7498

Mortgage

Document Number	0000226660
Date	Jun 4, 2020
Book Page	002190/000138
Instrument	226660

Lender

Name	JOHN H III PARKER
Address	LIVE OAK, FL 32064

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 3, 2025

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$417,166	$567,435
2024	$2,565.00 (+0.83%)
2023	$2,544.00 (-42.63%) Homeowner's exemption	$344,945 (+9.62%)	$476,468 (+26.66%)
2022	$4,434.00 Homeowner's exemption	$314,673	$376,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7445 45th Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7445 45th Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 45th Rd

Nearby Streets

All Live Oak, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures