74428 Delta Ave, Covington, LA 70435 Property Records

St. Tammany Parish property record for 74428 Delta Ave, Covington, LA 70435

Property Summary

Property TypeSingle Family Home
Details1,301 sqft · built 1999
OwnerIndividual Name on Record
Last Sale$145,000 (Feb 2022)
Tax Bill$1,060 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2024 Mortgage
+ 2 more
APN107-014-3979

Property Details

APN / Parcel Number

Primary APN107-014-3979
Alternative APN
  • 27025

Interior

Building Area1,301 sqft Living Area

Exterior

Year BuiltBuilt 1999

Location & Zoning

Old Parcel Number107-014-3979
Street Address74428 DELTA AVE
CityCOVINGTON
StateLA
Zip70435-6423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 75A SQ 9 PALM PLAZA SUB BEING A RESUB OF LOTS 74 75 76 SQ 9 PALM PLAZA SUB CB 980 712 CB 1236 322 CB 1520 405 INST NO 101
Legal SubdivisionPALM PLAZA
Legal Lot Number75A 75
JurisdictionSAINT TAMMANY LA
Township / Civil Division2
Census Block Group3
Census Block3007
Census Tract40502

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address74152 MILITARY RD, COVINGTON, LA 70435-6035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
INTEGRA MORTGAGE CORP
Feb 26, 2024Deed of Trust, Mortgage · Conventional Mortgage
HANCOCK WHITNEY BANK
Feb 14, 2022Deed, Transfer · Conventional Mortgage
INTEGRA MORTGAGE CORP
Jan 14, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2022 · Amount on Record
Deed SaleFeb 14, 2022 · Amount on Record
Prior SaleJan 14, 2021
Deed Document Number2314910
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address74428 DELTA AVE, COVINGTON, LA 70435-6423
Transaction TypeMortgage
Record UpdatedJan 20, 2026
Title CompanyWINTERS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002252883
DateFeb 17, 2021
Instrument2252883
Lender
NameINTEGRA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address74428 DELTA AVE, COVINGTON, LA 70435-6423
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002401645
DateFeb 26, 2024
Instrument2401645
Lender
NameHANCOCK WHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 1, 2049

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateFeb 14, 2022
Property Address74428 DELTA AVE, COVINGTON, LA 70435-6423
Document Number0002314910
Map ReferenceMAP 5226F
Instrument DateFeb 11, 2022
Instrument2314910
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyFIDELITY NATIONAL TITLE INSU

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3257 CASTLE DR, KENNER, LA 70065-2915

Transferred To (Grantee/Buyer)

NameVerified Name
Address74152 MILITARY RD, COVINGTON, LA 70435-6035

Mortgage

Document Number0002314912
DateFeb 14, 2022
Instrument2314912
Lender
NameINTEGRA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT TAMMANY LA
Recording DateJan 14, 2021
Property Address74428 DELTA AVE, COVINGTON, LA 70435-6423
Document Number0002247347
Map ReferenceDOC 2044120
Instrument DateJan 13, 2021
Instrument2247347
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4134, COVINGTON, LA 70434-4134

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,060.00 (-3.81%) Homeowner's exemption$16,954 (-) Land $2,300 Building $14,654$169,541 (-) Land $23,000 Building $146,541
2024$1,102.00 (+68.5%) Homeowner's exemption$16,954 (+33.04%) Land $2,300 Building $14,654$169,541 (+33.04%) Land $23,000 Building $146,541
2023$654.00 (-58.87%) Homeowner's exemption$12,744 (-) Land $2,300 Building $10,444$127,440 (-) Land $23,000 Building $104,440
2022$1,590.00$12,744 Land $2,300 Building $10,444$127,440 Land $23,000 Building $104,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims145 (1980–2024)
Claims Outside the SFHA60 of 145
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Severe Storms And Flooding, Mar 2016 · 50 claims
  • Hurricane Katrina, Aug 2005 · 24 claims
  • Tropical Storm Allison, Jun 2001 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 93% of Louisiana
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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