St. Tammany Parish property record for 74428 Delta Ave, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 1,301 sqft · built 1999 |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Feb 2022) |
| Tax Bill | $1,060 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2024 Mortgage + 2 more |
| APN | 107-014-3979 |
| Primary APN | 107-014-3979 |
|---|---|
| Alternative APN |
|
| Building Area | 1,301 sqft Living Area |
|---|
| Year Built | Built 1999 |
|---|
| Old Parcel Number | 107-014-3979 |
|---|---|
| Street Address | 74428 DELTA AVE |
| City | COVINGTON |
| State | LA |
| Zip | 70435-6423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 75A SQ 9 PALM PLAZA SUB BEING A RESUB OF LOTS 74 75 76 SQ 9 PALM PLAZA SUB CB 980 712 CB 1236 322 CB 1520 405 INST NO 101 |
| Legal Subdivision | PALM PLAZA |
| Legal Lot Number | 75A 75 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 40502 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 74152 MILITARY RD, COVINGTON, LA 70435-6035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTEGRA MORTGAGE CORP |
| Feb 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK |
| Feb 14, 2022 | Deed, Transfer · Conventional Mortgage INTEGRA MORTGAGE CORP |
| Jan 14, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2022 · Amount on Record |
| Deed Sale | Feb 14, 2022 · Amount on Record |
| Prior Sale | Jan 14, 2021 |
| Deed Document Number | 2314910 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 74428 DELTA AVE, COVINGTON, LA 70435-6423 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | WINTERS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0002252883 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2252883 |
| Name | INTEGRA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 74428 DELTA AVE, COVINGTON, LA 70435-6423 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002401645 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 2401645 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Feb 14, 2022 |
| Property Address | 74428 DELTA AVE, COVINGTON, LA 70435-6423 |
| Document Number | 0002314910 |
| Map Reference | MAP 5226F |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2314910 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE INSU |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 3257 CASTLE DR, KENNER, LA 70065-2915 |
| Name | Verified Name |
|---|---|
| Address | 74152 MILITARY RD, COVINGTON, LA 70435-6035 |
| Document Number | 0002314912 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2314912 |
| Name | INTEGRA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jan 14, 2021 |
| Property Address | 74428 DELTA AVE, COVINGTON, LA 70435-6423 |
| Document Number | 0002247347 |
| Map Reference | DOC 2044120 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2247347 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4134, COVINGTON, LA 70434-4134 |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,060.00 (-3.81%) Homeowner's exemption | $16,954 (-) Land $2,300 Building $14,654 | $169,541 (-) Land $23,000 Building $146,541 |
| 2024 | $1,102.00 (+68.5%) Homeowner's exemption | $16,954 (+33.04%) Land $2,300 Building $14,654 | $169,541 (+33.04%) Land $23,000 Building $146,541 |
| 2023 | $654.00 (-58.87%) Homeowner's exemption | $12,744 (-) Land $2,300 Building $10,444 | $127,440 (-) Land $23,000 Building $104,440 |
| 2022 | $1,590.00 | $12,744 Land $2,300 Building $10,444 | $127,440 Land $23,000 Building $104,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 225 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 145 (1980–2024) |
| Claims Outside the SFHA | 60 of 145 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 93% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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