7442 Main St, Willards, MD 21874 Property Records

Wicomico County property record for 7442 Main St, Willards, MD 21874 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,364 sqft · built 2018
Lot Size	0.15 acres (6,546 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Apr 2026)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-001972`

Property Details

APN / Parcel Number

Primary APN	`14-001972`
Alternative APN	`001972`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,364 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,546 sqft (0.15 acres)
Porch	Slab
Porch Area	108 sqft
Deck Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	001972
Street Address	7442 MAIN ST
City	WILLARDS
State	MD
Zip	21874-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1A 6,546 SQFT 7442 MAIN STREET SUBD MOLNAR INV PROP LLC
Legal Subdivision	MAIN STREET SUB
Legal Lot Number	1A
Jurisdiction	WICOMICO MD
Township / Civil Division	14, WILLARDS
Census Block Group	2
Census Block	2030
Census Tract	10604

Owner

Source: Wicomico County records · APN 14-001972

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7442 MAIN ST, WILLARDS, MD 21874-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Apr 02, 2026	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION (NC)
Oct 14, 2025	Trustee's Deed, Foreclosure · Conventional Mortgage THE FEDERAL SAVINGS BANK
Dec 19, 2018	Grant Deed, Transfer EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2026 · Amount on Record
Deed Sale	Apr 02, 2026 · Amount on Record
Prior Sale	Oct 14, 2025 · Amount on Record
Deed Book / Page	5695 / 242
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	7442 MAIN ST, WILLARDS, MD 21874-1101
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7442 MAIN ST, WILLARDS, MD 21874-1101

Mortgage

Document Number	0051550482
Date	Sep 09, 2022
Book Page	5155/482

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jan 01, 2049

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 02, 2026
Property Address	7442 MAIN ST, WILLARDS, MD 21874-1101
Document Number	0056950242
Book / Page	5695 / 242
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	MID ATLANTIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$29,290.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7442 MAIN ST, WILLARDS, MD 21874-1101

Mortgage

Document Number	5695000247,
Date	Apr 02, 2026
Book Page	5695/247

Lender

Name	STATE EMPLOYEES CREDIT UNION (NC)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WICOMICO MD
Recording Date	Oct 14, 2025
Property Address	7442 MAIN ST, WILLARDS, MD 21874-1101
Document Number	0056130082
Book / Page	5613 / 82
Map Reference	MB 4415 PG 233
Instrument Date	Oct 03, 2025
Transaction Type	Foreclosure
Record Updated	Nov 03, 2025
Title Company	MID-MARYLANDTITLE COMPANY INC, MID ATLANTIC T&E CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 N PARK DR, SALISBURY, MD 21804-5039

Mortgage

Document Number	0000561387
Date	Oct 14, 2025
Instrument	5613/87

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Dec 19, 2018
Property Address	7442 MAIN ST, WILLARDS, MD 21874-1101
Document Number	0044150233
Book / Page	004415 / 000233
Instrument Date	Dec 17, 2018
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	RESORT LAND TITLE AND ESCROW, RESORT LAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$183.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7442 MAIN ST WILLARDS MD 218741101, WILLARDS, MD 21874-1101

Mortgage

Document Number	44150238
Date	Dec 19, 2018
Book Page	004415/000238

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Willards Town
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,867 (+8.47%)	$275,000 (+25.4%) Land $34,700 Building $240,300
2025	$2,034.00 (+5.5%)	$219,300 (+24.16%) Land $24,700 Building $194,600	$219,300 (-) Land $24,700 Building $194,600
2024	$1,928.00 (+9.48%)
2023	$1,761.00	$176,633	$219,300 Land $24,700 Building $194,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), updated April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450106042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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