Lake County property record for 7442 Ford Dr, Mentor, OH 44060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,466 sqft · built 1979 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,900 (Apr 1992) |
| Tax Bill | $8,390 (2023) |
| Deeds & Mortgages | Mar 2026 Reverse Mortgage May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-C-080-M-00-012-0 |
| Primary APN | 16-C-080-M-00-012-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 634 sqft |
| Basement Area | 318 sqft |
| Finished Basement | 318 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Depth | 240 ft Depth |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 192 sqft |
| Patio Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7442 FORD DR |
|---|---|
| City | MENTOR |
| State | OH |
| Zip | 44060-3524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 8 TRACT 13 |
| Legal Subdivision | MENTOR COUNTRY ESTATES SUBDIVISION NO 1 |
| Legal Tract | 13 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MENTOR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 202901 |
7442 Ford Dr is owned and occupied by two individuals who bought it in April 1992.
Source: Lake County records, as of March 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7442 FORD DR, MENTOR, OH 44060-3524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NAS |
| Mar 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 1992 · Amount on File |
| Deed Sale | Apr 27, 1992 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 7442 FORD DR, MENTOR, OH 44060-3524 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7442 FORD DR, MENTOR, OH 44060-3524 |
| Document Number | 0000005008 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2026R005008 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 934 Months |
| Due | Jan 15, 2104 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | Monthly |
| Min Rate At Change | 1.92% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 7442 FORD DR, MENTOR, OH 44060-3524 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER |
| Name | Verified Name |
|---|---|
| Address | 7442 FORD DR, MENTOR, OH 44060-3524 |
| Document Number | 0000009080 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023R009080 |
| Name | CITIZENS BANK NAS |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 8, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 7442 FORD DR, MENTOR, OH 44060-3524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLEVELAND HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007824 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 2017R007824 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2027 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Mentor City |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91,220 Land $21,500 Building $69,720 | $260,630 Land $61,430 Building $199,200 | |
| 2023 | $8,390.00 (+119.92%) Homeowner's exemption | $80,750 (-) Land $17,620 Building $63,130 | |
| 2022 | $3,815.00 Homeowner's exemption | $80,750 Land $17,620 Building $63,130 | |
| 2021 | $230,690 Land $50,330 Building $180,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7442 Ford Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7442 Ford Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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