7441 Plank Rd, Afton, VA 22920 Property Records

Albemarle County property record for 7441 Plank Rd, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,253 sqft · built 2015
Lot Size	2.94 acres (128,197 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2014)
Tax Bill	$11,708 (2026)
Deeds & Mortgages	Apr 2024 Sale Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07000-00-00-05000`

Property Details

APN / Parcel Number

Primary APN	`07000-00-00-05000`
Alternative APN	`28945`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,253 sqft Finished Area
Basement Area	1,280 sqft
Finished Basement	500 sqft
Unfinished Basement	780 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	128,197 sqft (2.94 acres)
Garage Area	768 sqft
Driveway	Paver Driveway
Porch	Slab
Porch Area	288 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	7441 PLANK RD
City	AFTON
State	VA
Zip	22920-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	WAVERTREE HALL FARM 1
Legal Subdivision	WAVERTREE HALL FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2023
Census Tract	11201

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7441 PLANK RD, AFTON, VA 22920-1813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed, Transfer
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Dec 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2014 · Amount on Record
Deed Sale	Sep 17, 2014 · Amount on Record
Deed Document Number	20149022
Last Transfer Date	Dec 9, 2019
Transfer Doc	0000013742
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 26, 2024
Property Address	7441 PLANK RD, AFTON, VA 22920-1813
Document Number	202400003160
Instrument Date	Mar 13, 2024
Instrument	202400003160
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 359, LOVINGSTON, VA 22949-0359

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	7441 PLANK RD, AFTON, VA 22920-1813
Document Number	0000004435
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7441 PLANK RD AFTON VA 229201813, AFTON, VA 22920-1813

Mortgage

Document Number	0000004435
Date	Apr 21, 2020
Book Page	005304/000053
Instrument	4435

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 12, 2019
Property Address	7441 PLANK RD, AFTON, VA 22920-1813
Document Number	0000013742
Book / Page	005254 / 000143
Instrument Date	Dec 9, 2019
Instrument	13742
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7441 PLANK RD AFTON VA 229201813, AFTON, VA 22920-1813

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,708.00 (+5.32%)	$1,309,600 (+13.51%) Land $182,400 Building $1,127,200	$1,309,600 (+13.51%) Land $182,400 Building $1,127,200
2025	$11,117.00 (+12.84%)
2023	$9,852.00	$1,153,700 Land $162,200 Building $991,500	$1,153,700 Land $162,200 Building $991,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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