7441 Cedar Grove Ln, Elkridge, MD 21075 Property Records

Howard County property record for 7441 Cedar Grove Ln, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,468 sqft · built 1999
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Mar 2006)
Tax Bill	$5,010 (2026)
Deeds & Mortgages	Jan 2024 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-299840`

Property Details

APN / Parcel Number

Primary APN	`01-299840`
Alternative APN	`299840`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,468 sqft Total Area
Basement Area	315 sqft
Finished Basement	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	299840
Street Address	7441 CEDAR GROVE LN
City	ELKRIDGE
State	MD
Zip	21075-7915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	LOT 101 2,500 SQ' 7441 CEDAR GROVE LN NEW COLONY VILLAGE
Legal Subdivision	NEW COLONY VILLAGE
Legal Lot Number	101
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2039
Census Tract	601203

Owner

7441 Cedar Grove Ln is owned and occupied by an individual who acquired it in September 2017.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7441 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NASA FCU
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Oct 11, 2017	Quit Claim Deed, Mortgage · Conventional with PMI BOFI FED'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2006 · Amount on File
Deed Sale	Mar 29, 2006 · Amount on File
Prior Sale	Mar 13, 2006 · Amount on File
Deed Document Number	200667780
Last Transfer Date	Sep 16, 2017
Transfer Doc	0000856229
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7441 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Transaction Type	Mortgage
Record Updated	Jan 18, 2024
Title Company	US TITLE INSURANCE AGENCY, CU TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7441 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915

Mortgage

Document Number	0222270450
Date	Jan 5, 2024
Book Page	22227/450

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 28, 2038

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7441 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211950339
Date	Dec 15, 2021
Book Page	21195/339

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2031

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 11, 2017
Property Address	7441 CEDAR GROVE LN, ELKRIDGE, MD 21075-7915
Document Number	0178560229
Book / Page	017856 / 000229
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7441 CEDAR GROVE LN ELKRIDGE MD 210757915, ELKRIDGE, MD 21075-7915

Mortgage

Document Number	178560235
Date	Oct 11, 2017
Book Page	017856/000235

Lender

Name	BOFI FED'L BK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Oct 10, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 7441 Cedar Grove Ln was $5,010, up 6.3% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,010.00 (+6.26%)	$339,500 (+6.05%) Land $100,000 Building $239,500	$339,500 (-) Land $100,000 Building $239,500
2025	$4,715.00 (+6.29%)	$320,133	$339,500 Land $100,000 Building $239,500
2024	$4,436.00
2023		$281,400 Land $70,000 Building $211,400	$281,400 Land $70,000 Building $211,400
2022	$3,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7441 Cedar Grove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7441 Cedar Grove Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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