7440 Rd 26 1 Loop, Cortez, CO 81321 Property Records

Montezuma County property record for 7440 Rd 26 1 Loop, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2021
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Jan 2020)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R015485`

Property Details

APN / Parcel Number

Primary APN	`R015485`
Alternative APN	`563701201010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Lot Area	131,987 sqft (3.03 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	R015485
Street Address	7440 ROAD 26.1 LOOP
City	CORTEZ
State	CO
Zip	81321-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/R 3-9
Legal Description	SUBDIVISION: MESA SKY ESTATES MAJOR LOT: 10 3.03AC B446 P17 B417 P219 B692 P438-40
Legal Range	16W
Legal Township	35N
Legal Section	01
Legal Subdivision	MESA SKY ESTATES MAJOR
Legal Block	01
Legal Lot Number	10
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2015
Census Tract	969600

Owner

Source: Montezuma County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7440 ROAD 26.1 LOOP, CORTEZ, CO 81321-6725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Jul 16, 2020	Deed of Trust, Mortgage · Construction Mortgage THE DOLORES STATE BANK
Jan 3, 2020	Special Warranty Deed, Transfer · Commercial Mortgage THE DOLORES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Deed Document Number	2020627090
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	7440 ROAD 26.1 LOOP, CORTEZ, CO 81321-6725
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	CENTERRE TITLE SERVICES LIMITED, CTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	636041
Date	Mar 26, 2021
Instrument	636041

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	7440 ROAD 26.1 LOOP, CORTEZ, CO 81321-6725
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	630497
Date	Jul 16, 2020
Instrument	630497

Lender

Name	THE DOLORES STATE BANK
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 15, 2021

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jan 3, 2020
Property Address	7440 ROAD 26.1 LOOP, CORTEZ, CO 81321-6725
Document Number	0000627090
Map Reference	MB 16 PG 80
Instrument Date	Jan 3, 2020
Instrument	627090
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7961 ROAD 26 LOOP, CORTEZ, CO 81321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000627091
Date	Jan 3, 2020
Instrument	627091

Lender

Name	THE DOLORES STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 3, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,706.00 (+22.19%)	$38,280 (+62.99%) Land $5,612 Building $32,668	$480,903 (+62.99%) Land $70,500 Building $410,403
2024	$3,033.00 (+131.88%)	$23,486 (-15.71%) Land $4,730 Building $18,756	$295,046 (-15.71%) Land $59,423 Building $235,623
2023	$1,308.00 (+22.59%)	$27,864 (-65.22%) Land $5,612 Building $22,252	$350,046 (+26.71%) Land $70,500 Building $279,546
2022	$1,067.00	$80,113 Land $17,980 Building $62,133	$276,253 Land $62,000 Building $214,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 63% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20
Farmers Telecommunications Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25

May also be available: AT&T, CenturyLink.

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