7440 Miller Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7440 Miller Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1960
Lot Size	0.153 acres (6,655 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Mar 2019)
Tax Bill	$8,274 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`799-25-055`

Property Details

APN / Parcel Number

Primary APN	`799-25-055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,655 sqft (0.153 acres)
Lot Dimensions	121 ft deep x 55 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7440 MILLER AVE
City	GILROY
State	CA
Zip	95020-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2548 ESCHENBURG PARK BOOK 116 PAGE 15 LOT 54
Legal Subdivision	ESCHENBURG PARK
Legal Tract	2548
Legal Lot Number	54
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1036
Census Tract	512511

Owner

7440 Miller Ave is owned and occupied by two individuals who bought it in March 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7440 MILLER AVE, GILROY, CA 95020-5510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Dec 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Mar 22, 2019	Grant Deed, Transfer · VA Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Deed Document Number	201924139827
Prior Transfer Date	Oct 15, 1993
Prior Transfer Doc	0012357259
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7440 MILLER AVE, GILROY, CA 95020-5510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024535291
Date	Jul 14, 2020
Instrument	24535291

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7440 MILLER AVE, GILROY, CA 95020-5510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024086117
Date	Dec 21, 2018
Instrument	24086117

Lender

Name	PINNACLE BANK
Type	Bank
Address	MORGAN HILL, CA 95037

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 22, 2019
Property Address	7440 MILLER AVE, GILROY, CA 95020-5510
Document Number	0024139827
Map Reference	MB 116 PG 15&16
Instrument Date	Jan 23, 2019
Instrument	24139827
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7440 MILLER AVE, GILROY, CA 95020-5510

Mortgage

Document Number	0024139828
Date	Mar 22, 2019
Instrument	24139828

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7440 Miller Ave was $8,274 with a veteran's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$859,054 (+2%) Land $472,423 Building $386,631
2025	$8,274.00 Disabled Person's exemption Veteran's exemption	$842,210 Land $463,160 Building $379,050
2023	$10,095.00 (+1.68%) Homeowner's exemption	$809,508 Land $445,176 Building $364,332
2022	$9,928.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7440 Miller Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7440 Miller Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

Nearby Properties on Miller Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures