7440 Hallridge Rd NE, Belding, MI 48809 Property Records

Kent County property record for 7440 Hallridge Rd NE, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 1996
Lot Size	0.396 acres (17,250 sqft)
Owner	Trust Name on File
Last Sale	$243,500 (Sep 1996)
Tax Bill	$5,802 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-12-10-127-008`

Property Details

APN / Parcel Number

Primary APN	`41-12-10-127-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,527 sqft
Basement Area	1,527 sqft
Unfinished Basement	1,527 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	17,250 sqft (0.396 acres)
Lot Dimensions	238 ft deep x 75 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7440 HALLRIDGE RD NE
City	BELDING
State	MI
Zip	48809-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 9 * HALL PLAT
Legal Subdivision	HALL PLAT
Legal Lot Number	9
Jurisdiction	KENT MI
Township / Civil Division	GRATTAN
Census Block Group	1
Census Block	1003
Census Tract	10902

Owner

7440 Hallridge Rd NE is owner-occupied and held in a trust since January 2017.

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	7440 HALLRIDGE RD NE, BELDING, MI 48809-9322
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit ISABELLA BANK
Sep 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Jan 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 1996 · Amount on File
Deed Sale	Sep 18, 1996 · Amount on File
Prior Sale	Mar 15, 1996 · Amount on File
Deed Book / Page	3927 / 872
Last Transfer Date	Jan 16, 2017
Transfer Doc	0000006632
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7440 HALLRIDGE RD NE, BELDING, MI 48809-9322
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046777
Date	Apr 20, 2021
Instrument	20210420-0046777

Lender

Name	ISABELLA BANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Mar 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7440 HALLRIDGE RD NE, BELDING, MI 48809-9322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070738
Date	Sep 10, 2018
Instrument	20180910-0070738

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Jan 24, 2017
Property Address	7440 HALLRIDGE RD NE, BELDING, MI 48809-9322
Document Number	0000006632
Instrument Date	Jan 16, 2017
Instrument	6632
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7440 HALLRIDGE RD NE BELDING MI 488099322, BELDING, MI 48809-9322

Tax Assessment & Valuation

The 2025 property tax bill for 7440 Hallridge Rd NE was $5,802.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Grattan Township
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,500	$757,000
2025	$5,802.00
2023		$298,900	$597,800
2019	$4,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7440 Hallridge Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7440 Hallridge Rd NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Point Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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