Washoe County property record for 7440 Estates Rd, Reno, NV 89506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,256 sqft · built 1972 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $635,000 (Sep 2023) |
| Tax Bill | $1,527 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552-092-06 |
| Primary APN | 552-092-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,256 sqft Living Area |
| Gross Area | 2,560 sqft |
| 1st Floor Area | 2,256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 743 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7440 ESTATES RD |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89506-8626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDS |
| Legal Description | FR NW4 SW4 SEC 11 TWP 20 RGE 19 |
| Legal Range | 19E |
| Legal Township | 20N |
| Legal Section | 11 |
| Legal Subdivision | _UNSPECIFIED |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | NORTH VALLEYS |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 2618 |
Source: Washoe County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7440 ESTATES RD, RENO, NV 89506-8626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE TURNKEY FOUNDATION INC |
| Sep 25, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Aug 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 16, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 18, 2019 | Grant Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on Record |
| Deed Sale | Sep 25, 2023 · Amount on Record |
| Prior Sale | Jul 18, 2019 · Amount on Record |
| Deed Document Number | 20235408138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jun 18, 2026 |
| Property Address | 7440 ESTATES RD, RENO, NV 89506-8626 |
| Document Number | 0005630639 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20265630639 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 7440 ESTATES RD, RENO, NV 89506-8626 |
| Document Number | 0005630639, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 20265630639 |
| Name | THE TURNKEY FOUNDATION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 25, 2023 |
| Property Address | 7440 ESTATES RD, RENO, NV 89506-8626 |
| Document Number | 0005408138 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 5408138 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,603.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7565 RUMBING RIDGE RD, RENO, NV 89506 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7440 ESTATES RD, RENO, NV 89506-8626 |
| Document Number | 0005408139 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 5408139 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 7440 ESTATES RD, RENO, NV 89506-8626 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7440 ESTATES RD, RENO, NV 89506-8626 |
| Document Number | 0005328652 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 5328652 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 7440 ESTATES RD, RENO, NV 89506-8626 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 7440 ESTATES RD, RENO, NV 89506-8626 |
| Document Number | 0005277456 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 5277456 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 7440 ESTATES RD, RENO, NV 89506-8626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0004687923 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 4687923 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 7440 ESTATES RD, RENO, NV 89506-8626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0005227919 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 5227919 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jul 18, 2019 |
| Property Address | 7440 ESTATES RD, RENO, NV 89506-8626 |
| Document Number | 0004930962 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 4930962 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | TICOR TITLE - RENO (LAKESIDE) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,742.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7440 ESTATES RD RENO NV 895068626, RENO, NV 89506-8626 |
| Document Number | 4930963 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 4930963 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2049 |
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,307 (+0.17%) Land $47,250 Building $39,057 | ||
| 2025 | $1,527.00 (-12.59%) | $86,161 (+5.05%) Land $47,250 Building $38,911 | $246,175 (+5.05%) Land $135,000 Building $111,175 |
| 2023 | $1,747.00 (+3.01%) | $82,018 (+33.86%) Land $46,200 Building $35,818 | $234,337 (+33.86%) Land $132,000 Building $102,337 |
| 2022 | $1,696.00 | $61,270 Land $33,250 Building $28,020 | $175,056 (+12.13%) Land $95,000 Building $80,056 |
| 2021 | $156,114 Land $73,800 Building $82,314 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 52% of Nevada |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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